Core Points - The article discusses the various uses of Beijing's housing provident fund beyond just purchasing a home [1][2] Group 1: Uses of Beijing's Housing Provident Fund - The first use is for home loans, where the maximum loan amount for a first home is 1.2 million yuan and for a second home is 1 million yuan, with potential for additional amounts in certain situations [3] - The second use is for withdrawing funds to pay rent, which is available to those who meet specific conditions [4][10] - The third use includes a pilot program for direct payment of rent using the provident fund, which was expanded on July 15 [5] - The fourth use allows for fund withdrawal for major repairs, renovations, or construction of self-occupied housing [5] - The fifth use highlights that the provident fund accrues interest annually, with the interest added to the principal [6] - The sixth use allows individuals to withdraw their provident fund balance upon reaching retirement age [7] Group 2: Conditions for Rent Withdrawal - To withdraw funds for rent, applicants must have contributed to the provident fund for at least three months and must not own property in Beijing [10] - Special provisions exist for individuals renting in Xiong'an New Area, allowing them to apply for rent withdrawal without property ownership restrictions in Beijing [11] - There are five categories for rent withdrawal, including cases without invoices, renting commercial housing, families with multiple children, public rental housing, and guaranteed rental housing [12]