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金融引擎驱动创新浪潮——恒丰银行福州分行服务新质生产力金融实践
Qi Lu Wan Bao· 2025-08-28 06:02
Group 1 - Hengfeng Bank is committed to aligning with local economic development and promoting high-quality economic growth through financial support for new productive forces and industrial upgrades [1] - The bank acts as a strong financial engine for regional innovation, utilizing systematic layouts and diversified financial tools to support technological innovation and industrial upgrades [1] Group 2 - Fuxin Futong Technology Co., Ltd. specializes in satellite application technology and provides solutions for digital city construction, focusing on sectors like digital transportation and digital marine [2] - The company has developed the "Beidou+" maritime integrated communication technology to address high communication costs and low bandwidth issues for near-sea operations [2] - Hengfeng Bank's "Four Special" service system offers dedicated management, special credit scales, tailored financial products, and professional service teams to support specialized enterprises [2] Group 3 - Xiamen Xiahua Technology Co., Ltd. is a pioneer in the electronic display field, focusing on high-end display product innovation and manufacturing [3] - Hengfeng Bank rapidly approved a loan of 10 million yuan within 72 hours to support the company's transformation and innovation efforts [3] - The company is transitioning from a traditional manufacturer to a new display solution provider through technology focus, industry chain collaboration, and capital empowerment [3] Group 4 - Fujian Sijia Environmental Materials Technology Co., Ltd. operates in various sectors, including modern transportation and healthcare, and exports products globally [4] - The company faced financing challenges due to a lack of collateral for production line expansion and patent upgrades [4] - Hengfeng Bank innovated its assessment model to provide a 20 million yuan credit limit and successfully issued a 10 million yuan unsecured loan to address the company's financing difficulties [5] Group 5 - Hengfeng Bank's practices exemplify the effective role of financial engines in driving innovation, bridging the gap between technological and financial resources [5] - As of the end of 2024, the bank's technology finance loan balance increased by 141.18% year-on-year, while green finance loans for industrial upgrades and technological innovation rose by 116.36% year-on-year [5]