Core Viewpoint - The establishment of a financing coordination mechanism for small and micro enterprises in Fujian has led to significant improvements in financial services, enhancing efficiency and reducing costs for businesses [1][2][3] Group 1: Financing Coordination Mechanism - The Fujian provincial government has implemented a three-tier financing coordination mechanism to support small and micro enterprises, which has received strong positive feedback from businesses [1] - Financial institutions in various regions have introduced innovative service measures, including mobile banking and one-stop services for account opening, information collection, credit building, customer rating, and financing [2] - The "Jinfu Cloud" platform has been developed to facilitate online tracking and feedback for financing needs, allowing for a streamlined process where policies can be accessed without formal applications [2][3] Group 2: Service Efficiency and Innovations - The introduction of the "thousand enterprises and ten thousand households" visit code has enabled businesses to upload information easily, enhancing the efficiency of bank-enterprise interactions [2] - The coordination mechanism has led to a significant increase in loan service efficiency, with a reported 40% reduction in loan costs for some enterprises [1][2] - As of February this year, financial institutions in Fujian have visited approximately 4.3 million business entities, granting over 30,000 credit approvals totaling around 483.2 billion yuan, with loan disbursements exceeding 355.6 billion yuan [3]