Core Insights - The ongoing debate among institutions regarding "pursuing growth" versus "defending value" has intensified, leading to increased market volatility and challenges in stock selection for ordinary investors [1] - The demand for stable and flexible asset allocation has surged as traditional fixed-income returns diminish, with major banks offering one-year fixed deposit rates below 1% [1] - The launch of the Huaxia Yingtai Stable Six-Month Holding Period Mixed Fund of Funds (FOF) aims to provide investors with diversified asset allocation tools to navigate the current market challenges [1] Group 1 - The importance of diversified asset allocation is emphasized, as single assets struggle to balance returns and risk control in a complex investment environment [2] - The rise in the proportion of low-risk assets like cash management products and mid-to-high-risk assets such as equity and overseas investments reflects a growing trend towards diversified wealth allocation [2] - The internationalization of the RMB has accelerated the popularity of global asset allocation, with significant growth in QDII fund sizes in recent years [2] Group 2 - The mixed FOF fund offers a rich arsenal of investment options, including fixed-income assets, domestic and foreign equities, commodities, and REITs, aligning with current market demands [3] - Data shows that the Wande Partial Bond Mixed FOF Index has a year-to-date return of 5.30% with an annualized volatility of 2.35%, indicating superior risk-adjusted performance compared to traditional mixed funds [4] - The Huaxia Yingtai fund is designed to achieve long-term stable asset appreciation through professional asset allocation and market fund selection while maintaining a focus on risk control [4][5] Group 3 - The fund employs a dual strategy of "diversified allocation + risk parity," extending its asset coverage to various fields, including stocks, bonds, and commodities [5] - The fund's flexible positioning allows for adjustments in equity asset ratios based on market conditions, enhancing its defensive and offensive capabilities [5] - The six-month holding period is intended to encourage long-term investment and mitigate irrational decision-making during market fluctuations [5] Group 4 - The fund manager, Li Xiaoyi, has a decade of experience in securities and asset allocation research, with a proven track record of outperforming benchmarks in previous funds [5] - Huaxia Fund has been a pioneer in managing public FOFs since 2016, with a comprehensive product line that reflects a deep understanding of the Chinese market [5]