Workflow
厂房易贷
icon
Search documents
“链”筑产业根基 “贷”活山海经济——惠安农信联社绘就区域“产融共生”新图景
Zheng Quan Ri Bao· 2025-08-30 13:53
Core Viewpoint - The article highlights the role of Huian Rural Credit Union in supporting local industries through innovative financial products and services, fostering economic growth and development in the region. Group 1: Financial Support and Services - Huian Rural Credit Union has provided over 39.8 billion yuan in credit to more than 2,100 local enterprises by June 2025, focusing on three major industrial clusters and small businesses [1] - The "Chain Easy Loan" product has enabled local businesses to acquire automated equipment and expand production capacity, exemplified by a school uniform factory doubling its output after receiving 300 million yuan in loans [2] - The union has established a comprehensive financial service ecosystem by integrating various financial products tailored to different stages of enterprise growth, including "Policy Financial Package" for startups and "Specialized and Innovative Loans" for leading enterprises [2][3] Group 2: Strategic Partnerships and Collaborations - Huian Rural Credit Union has signed strategic cooperation agreements with 13 local organizations, including the Huian County Government, to enhance financial support for local industries, with a total credit exceeding 8 billion yuan [4] - The establishment of the "Farming and Business Home" platform has facilitated credit access for 51 enterprises, amounting to 1.31 billion yuan, demonstrating the union's commitment to community engagement [3][4] - The union has also collaborated with various government departments to create a "Service Station" for veterans, providing specialized loans and support for veteran entrepreneurs [10][11] Group 3: Innovation and Technology - Huian Rural Credit Union has supported the transformation of traditional industries into high-tech enterprises, such as a local company that evolved from a workshop to a national high-tech enterprise with the help of 200 million yuan in loans [6] - The union has promoted the use of knowledge property as collateral for loans, issuing 1.35 billion yuan in intellectual property pledge loans to enhance the value of local innovations [7] - The "1+N" service model has been instrumental in driving the digital transformation of local industries, with significant investments in automation and technology upgrades [6][13] Group 4: Market Expansion and Community Engagement - The union has actively engaged in outreach programs, visiting over 39,000 market entities to assess financing needs, resulting in credit approvals totaling 10.23 billion yuan [14] - Through various promotional events and online sales initiatives, the union has facilitated the sale of local products, generating significant revenue and increasing community participation [8] - The establishment of micro-loan centers has focused on serving small and micro enterprises, with 6.04 billion yuan in new loans issued since their inception [8][14]