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“链”筑产业根基 “贷”活山海经济——惠安农信联社绘就区域“产融共生”新图景
Zheng Quan Ri Bao· 2025-08-30 13:53
Core Viewpoint - The article highlights the role of Huian Rural Credit Union in supporting local industries through innovative financial products and services, fostering economic growth and development in the region. Group 1: Financial Support and Services - Huian Rural Credit Union has provided over 39.8 billion yuan in credit to more than 2,100 local enterprises by June 2025, focusing on three major industrial clusters and small businesses [1] - The "Chain Easy Loan" product has enabled local businesses to acquire automated equipment and expand production capacity, exemplified by a school uniform factory doubling its output after receiving 300 million yuan in loans [2] - The union has established a comprehensive financial service ecosystem by integrating various financial products tailored to different stages of enterprise growth, including "Policy Financial Package" for startups and "Specialized and Innovative Loans" for leading enterprises [2][3] Group 2: Strategic Partnerships and Collaborations - Huian Rural Credit Union has signed strategic cooperation agreements with 13 local organizations, including the Huian County Government, to enhance financial support for local industries, with a total credit exceeding 8 billion yuan [4] - The establishment of the "Farming and Business Home" platform has facilitated credit access for 51 enterprises, amounting to 1.31 billion yuan, demonstrating the union's commitment to community engagement [3][4] - The union has also collaborated with various government departments to create a "Service Station" for veterans, providing specialized loans and support for veteran entrepreneurs [10][11] Group 3: Innovation and Technology - Huian Rural Credit Union has supported the transformation of traditional industries into high-tech enterprises, such as a local company that evolved from a workshop to a national high-tech enterprise with the help of 200 million yuan in loans [6] - The union has promoted the use of knowledge property as collateral for loans, issuing 1.35 billion yuan in intellectual property pledge loans to enhance the value of local innovations [7] - The "1+N" service model has been instrumental in driving the digital transformation of local industries, with significant investments in automation and technology upgrades [6][13] Group 4: Market Expansion and Community Engagement - The union has actively engaged in outreach programs, visiting over 39,000 market entities to assess financing needs, resulting in credit approvals totaling 10.23 billion yuan [14] - Through various promotional events and online sales initiatives, the union has facilitated the sale of local products, generating significant revenue and increasing community participation [8] - The establishment of micro-loan centers has focused on serving small and micro enterprises, with 6.04 billion yuan in new loans issued since their inception [8][14]
五道集团:以产业为帆,以匠心为舵,铸就产业投资新典范
Sou Hu Cai Jing· 2025-07-24 02:27
Core Perspective - Wudao Group outlines a strategic vision of "industry-finance symbiosis and enduring value" as a comprehensive industrial investment institution, emphasizing its capital operation capabilities and deep industry engagement [1] Group 1: Cemetery Industry - Wudao Group focuses on the cemetery industry, which is characterized by its anti-cyclical nature, ensuring stable cash flow growth despite economic fluctuations. The value of its cemetery assets has reached nearly 9.5 billion yuan, with a net profit reserve of nearly 3.6 billion yuan [1] Group 2: Building Asset Management - In the core city office management sector, Wudao Group demonstrates keen industry insight, managing a total signed office area of 31,481 square meters. The occupancy rates for various projects, such as the Zhejiang University Alumni Enterprise Headquarters and Alibaba's Cainiao Industrial Park, are reported at 100% and 82% respectively [1] Group 3: Vehicle Rental Industry - In the business vehicle rental sector, Wudao Group has established an efficient and flexible operational system, achieving a monthly rental rate of over 95% and an annual profit margin exceeding 43%, reflecting its robust growth potential [2] Group 4: Consumer Experience - The "Little Elephant Experience Park" fills a gap in shopping mall consumption scenarios, creating high-frequency traffic through immersive interactions. Additionally, the group has innovated in the restaurant sector with the launch of a unique beef bone hot pot brand, establishing eight locations in Beijing and Shandong [3] Group 5: Self-Storage Market - The self-storage market in China has seen rapid growth, with an annual growth rate exceeding 30%. Wudao Group addresses modern storage needs through self-storage solutions, catering to urban residents facing space constraints [4][5] Group 6: Investment and Operation Philosophy - Wudao Group's core competitiveness lies in its dual-driven model of "industrial investment" and "industrial operation," distinguishing itself from traditional asset management institutions. The group emphasizes the importance of operational empowerment for asset appreciation, creating a warm and human-centered investment experience [6]