Core Insights - The private economy is a crucial component of the national economy, contributing to employment stability, income growth, and innovation [1] - Zhenjiang Rural Commercial Bank actively enhances its financial services to support the development of private enterprises by increasing credit investments and improving service quality [1] Group 1: Financial Support Initiatives - The bank launched a special initiative for corporate credit client reserves, exceeding a target of 2 billion yuan with a completion rate of 111% [1] - Focused on key industries, the bank supported 13 major industrial projects and utilized specialized financial products to meet customer needs [1] - The "Factory Rent Loan" series has disbursed nearly 400 million yuan, while innovative products like "Rural Travel E-Loan" and "Listed Company Loan" have successfully launched [1] Group 2: Efficient Service and New Growth Drivers - The bank implemented a marketing strategy combining "grid-based + big data + footwork" to engage with high-quality enterprises, resulting in a 7% increase in small and micro enterprise loan balances [2] - A dual-track credit granting model was introduced, completing pre-approvals for 3,150 clients with a total credit amount of 400 million yuan [2] - The bank established a lifecycle management system for existing clients, providing comprehensive services to enhance customer loyalty [2] Group 3: Policy Empowerment and Acceleration - The bank leverages monetary policy tools, fiscal subsidies, and insurance guarantees to provide more convenience and benefits to enterprises [3] - In the first quarter, the bank issued 360 million yuan in re-loans benefiting 182 private small and micro enterprises [3] - The bank optimized the process for fiscal interest subsidy loans, promoting an online business model to reduce operational burdens for private enterprises [3]