稳总量，营造适宜货币金融环境。今年以来，中国人民银行河南省分行认真贯彻执行适度宽松的货币政 策，引导金融机构深入挖掘实体经济需求，加大信贷投放力度，保持全省信贷总量平稳增长，把政策措 施释放的资金和降低的成本充分传导到实体经济中。截至6月末，全省本外币各项贷款余额9.4万亿元， 同比增长6.9%，高于全国平均水平0.1个百分点。上半年，全省社会融资规模增量为6765.3亿元，同比 多增25.9亿元。 调结构，精准滴灌重点领域。发挥好结构性货币政策工具的牵引带动作用，撬动更多金融资源向金 融"五篇大文章"领域倾斜，突出抓好科技创新、提振消费、小微企业和稳定外贸等重点领域政策落实。 上半年，中国人民银行河南省分行累计向科技、绿色、普惠等领域企业发放符合再贷款支持条件的贷款 超千亿元。实施科技型企业"破冰扩面"行动，精准支持全省3.6万家科技型企业，全省科技型企业获贷 率较年初提高11.6个百分点。 □本报记者 李鹏 8月22日，洛阳中硅高科技有限公司最新项目正在紧张建设中。该项目建成后，将有效实现国产化替 代，解决我国集成电路材料"卡脖子"难题。"多亏了人民银行推出的科技创新和技术改造再贷款政策， 在我们项目资金 ...

Core Viewpoint - The People's Bank of China (PBOC) in Xingan League is focusing on "two platforms and one system" as a financial engine for the development of small and micro enterprises, aiming to enhance their industrial growth and support rural revitalization efforts [1] Group 1: Accounts Receivable Financing Service Platform - The accounts receivable financing service platform is effectively supporting the development of enterprises by allowing them to obtain financing through accounts receivable pledges, exemplified by a company receiving a credit loan of 3 million yuan [2] - In the first half of 2025, the platform registered 88 new users, with small and micro enterprises successfully obtaining 33 financing deals totaling 424 million yuan, significantly improving financing efficiency [2] Group 2: Fund Flow Credit Information Sharing Platform - The fund flow credit information sharing platform enables small enterprises to quickly obtain credit loans based solely on their cash flow, addressing significant financing challenges [3] - From January to June 2025, local state-owned commercial banks issued loans totaling 27.5 million yuan to 26 enterprises through the fund flow platform, enhancing the enterprises' financial capabilities [4] Group 3: Unified Registration and Publicity System for Movable Property Financing - The unified registration and publicity system for movable property financing has facilitated a company to secure a credit line of 20 million yuan through a "rice pledge" model, demonstrating the system's effectiveness in enhancing the clarity of property rights [5] - In the first half of 2025, 261 registration transactions were completed in the Xingan League region, with 2,171 queries, indicating the system's role in alleviating financing bottlenecks for enterprises [5] Group 4: Overall Impact on Small and Micro Enterprises - The PBOC in Xingan League is committed to using financial services to support the growth of small and micro enterprises, which are vital to the real economy, thereby contributing to sustained economic improvement [6]

Group 1 - The core viewpoint emphasizes the proactive financial support initiatives in Ulanqab City aimed at enhancing the development of enterprises through innovative financial service models and targeted policies [1][4] Group 2 - A platform has been established to facilitate communication between enterprises and financial institutions, achieving 100% coverage of key financing needs with a total loan issuance of 1.322 billion yuan [1] - Monthly government-financial-enterprise matching activities have been organized, resulting in financing intentions of 17.092 billion yuan and credit amounts of 4.592 billion yuan [1] Group 3 - Innovative guarantee models have been developed to assist small and micro enterprises, with a total of 51 million yuan loaned to 11 enterprises through the collaboration of the municipal financing guarantee company and banks [2] - As of June, the financing guarantee company has added 105 new projects amounting to 506 million yuan, with 202 projects under guarantee totaling 926 million yuan [2] Group 4 - Ulanqab City has introduced tailored financial service plans for specific industries, utilizing supply chain finance and green credit to address financing challenges [3] - The iron alloy industry has received 5.042 billion yuan in financing, supporting over 90 enterprises through an innovative supply chain financing model [3] - Green credit initiatives have provided 743 million yuan in loans for six renewable energy projects, aiding the transition to sustainable energy [3] - A special service team has been established to assist small and micro enterprises in overcoming financing difficulties, utilizing tax records for credit assessments [3]

Group 1 - The meeting focused on enhancing communication between government, banks, and enterprises in the aerospace industry, with a special emphasis on financial empowerment for the real economy [1] - The first batch of financial support "six lists" for enterprises was officially released, with financial institutions providing an additional credit of 28 billion yuan to the aerospace industry chain [1] - The six lists cover major projects, green finance, inclusive finance, technology finance, digital finance, and pension finance, involving a total of 564 enterprises and institutions [1] Group 2 - Since 2022, a total of six batches of financial support lists have been published, granting over 220 billion yuan in credit to 775 enterprises [1] - The Transportation Bank's Zhenjiang branch has provided nearly 1 billion yuan in credit to eight enterprises in the aerospace industrial park and is promoting specialized financial products [1] - The meeting included presentations from the municipal state-owned assets supervision and administration commission and discussions on financial empowerment for the aerospace industry by major banks [1]