Core Viewpoint - The Harbin branch of Industrial Bank is leveraging its unique ecological advantages in Heilongjiang to innovate in green finance and ice economy, transforming ecological benefits into development momentum and implementing the "Two Mountains" theory in the region [1][2]. Green Finance Initiatives - As a "green finance demonstration bank" in Heilongjiang, the Harbin branch has integrated the "dual carbon" strategy into its operations, establishing a comprehensive green finance service system. By the end of June, the bank's green loan balance reached 8.7 billion, accounting for 24% of total loans [2]. - The bank focuses on key areas for low-carbon industrial transformation, employing a "full lifecycle" service approach. It has successfully launched innovative financial products, including the first carbon market pledge loan in the country and the first "carbon emission dual control" and "carbon footprint" linked loans in Northeast China [2][3]. Ice Economy Development - The Harbin branch is actively promoting the ice economy by innovating financial models to unlock the value of ice and snow resources. It has developed a "boundaryless finance" service system to support large ice and snow events, enhancing customer service efficiency through various initiatives [2]. - The bank has provided 193 million in green loans specifically for "biodiversity protection," and has tailored financial products like the "Long Tour Loan" for the hotel industry, granting over 70 million in credit to more than 30 enterprises [3]. Continuous Innovation and Support - The Harbin branch is committed to deepening green finance reforms and innovations, aiming to empower the ice industry for continuous upgrades. It seeks to nourish the ecological environment with financial resources and ignite the cold economy with innovative momentum, contributing to the practical application of the "Two Mountains" theory in Heilongjiang [3].