"山的顶点，水的源头，山绵延、水长流，万物旺盛生长，相互依存，彼此尊重。"这是写在西藏博物馆 《离太阳最近的人——西藏民俗文化展》前言里的第一句话，也是对西藏地区多样的环境、灿烂的文化 最贴切的形容。 1951年，西藏迎来和平解放。1965年，西藏自治区正式成立，西藏历史翻开了崭新的一页。以自治区成 立为全新起点，60年来，西藏各族人民始终沿着党指引的正确方向奋勇向前，创造了"短短几十年、跨 越上千年"的人间奇迹。 金融是西藏这段璀璨夺目发展史的重要组成部分。西藏金融事业起步于1951年。在和平解放前夕，原中 国人民银行西南区行第一批援藏干部每人身背几十斤银元随军入藏，以"随军银行""马背银行"为起点， 开启了雪域高原金融事业，为西藏经济社会蓬勃发展奠定了坚实基础。 如今的西藏，社会稳定、经济发展、民族团结、宗教和睦、生态良好、边防巩固、人民安居乐业。这背 后，一家银行扮演了重要角色。 时光回到1995年。为贯彻落实中央第三次西藏工作座谈会精神和全国金融体制改革要求，经国务院批 准，时年7月，中国农业银行西藏自治区分行从中国人民银行西藏自治区分行分设成立，并逐渐成长为 面向广袤农牧区的专业化金融服务力量。 在 ...

Core Viewpoint - The development of Tibet's financial sector has played a crucial role in the region's economic and social progress over the past 60 years, particularly through the support of the Agricultural Bank of China in fostering local industries and improving the livelihoods of farmers and herders [1][2]. Financial Development in Tibet - The financial journey in Tibet began in 1951, with the establishment of the Agricultural Bank of China’s Tibet branch in 1995, which has since become a specialized financial service provider for the vast agricultural and pastoral areas [1][2]. - The Agricultural Bank has been instrumental in providing financial support to local enterprises, such as the Yoger Warehouse, which received a loan of 3 million yuan to help establish its operations [4][5]. Impact on Local Enterprises - The Yoger Warehouse has seen significant growth, achieving sales of 18 million yuan in 2024, thanks to the continuous financial support from the Agricultural Bank, which has provided a total of 134 million yuan in loans over the years [5]. - Another example is the Kang Sang Agricultural Products Development Company, which increased its annual sales from 2,000 yuan to 45 million yuan with the help of the Agricultural Bank [6]. Support for Traditional Crafts - The Agricultural Bank has also supported the preservation of traditional crafts, such as the Zeti weaving technique, which was at risk of disappearing. The bank provided loans to the Ethnic Zeti Handicraft Cooperative, enabling it to thrive and employ over 100 local residents, including many from disadvantaged backgrounds [8][9][10]. Innovative Financial Products - The introduction of the "Four Cards" loan product by the Agricultural Bank has significantly improved access to credit for farmers and herders, allowing them to secure loans without traditional collateral [11][12]. - The bank has also established a three-tier credit system to enhance financial services in rural areas, which has been crucial for community development [16][17]. Expansion of Financial Services - The Agricultural Bank has expanded its services to remote areas through mobile financial service vehicles, ensuring that even the most isolated communities have access to banking services [21][22]. - The bank's commitment to providing comprehensive financial services has transformed the financial landscape in Tibet, making banking more accessible and responsive to local needs [22].