Core Viewpoint - Agricultural Bank of China is actively supporting the agricultural sector in Inner Mongolia's Xingan League through various financial products and services, significantly boosting local agricultural production and economic development [1][2][4]. Group 1: Agricultural Credit Support - The Agricultural Bank of Xingan League has invested a total of 6.976 billion yuan in agricultural loans in the first half of the year, with a loan balance of 14.244 billion yuan, an increase of 2.241 billion yuan from the beginning of the year, representing a growth rate of 18.67% [2]. - The bank has focused on the entire agricultural industry chain, promoting products like "Nongyin e-loan" and "Huinong e-loan," with a total of 6.202 billion yuan allocated to agricultural entities, benefiting 68,100 households [2][3]. Group 2: Credit Loan Innovations - The bank has introduced innovative credit loan products such as "Smart Livestock Loan" and "Grain Storage Loan," utilizing collateral methods like livestock and grain inventory to alleviate guarantee difficulties for agricultural operators [3]. - In the first half of 2025, the bank provided 6.218 billion yuan in credit loans to agricultural entities, with a loan balance reaching 9.461 billion yuan, an increase of 1.922 billion yuan from the beginning of the year [3]. Group 3: Financial Supply for Key Agricultural Products - The bank has conducted a "Thousand Enterprises, Ten Thousand Households" outreach initiative to strengthen financial support for key agricultural enterprises, ensuring the financial supply for important agricultural products [4]. - As of June 2025, the bank's county-level loan balance reached 23.912 billion yuan, with significant increases in loans for grain (6.431 billion yuan), rural industries (11.439 billion yuan), and agricultural loans (10.106 billion yuan) [4]. Group 4: Financial Services for Farmers - The bank has established over 30 mobile service teams to provide credit loans directly to farmers, adapting repayment methods to align with agricultural production cycles [5]. - New products like "Huinong e-loan Merchant Loan" and "Huinong e-loan Rural Tourism Loan" have been launched, with individual credit limits up to 2 million yuan, supporting various agricultural clients [6]. Group 5: Overall Loan Performance - In the first half of the year, the bank issued a total of 10.923 billion yuan in various entity loans, with an overall loan balance of 23.001 billion yuan, an increase of 2.920 billion yuan from the beginning of the year [6].

今年是巩固拓展脱贫攻坚成果同乡村全面振兴有效衔接5年过渡期的最后一年，在政策引领下，金融机 构积极创新产品和服务，让更多农民贷得到、贷得快、贷得起，让脱贫地区农民增收致富。中国人民银 行发布的2025年二季度金融机构贷款投向统计报告显示，涉农贷款持续增长，今年二季度末，本外币涉 农贷款余额53.19万亿元，同比增长7.4%，增速比各项贷款高0.6个百分点，上半年增加3.07万亿元。 支持产业发展 产业兴旺是乡村全面振兴的重中之重。2025年的中央一号文件提出，着力壮大县域富民产业，发展乡村 特色产业。国家金融监督管理总局4月发布的《关于扎实做好2025年"三农"金融工作的通知》（以下简 称《通知》）中明确要求，促进县域富民产业发展。中国人民银行、农业农村部7月联合印发的《关于 加强金融服务农村改革推进乡村全面振兴的意见》（以下简称《意见》）中也再次强调，助推县域产业 高质量发展。 "我们以前是小作坊店，已经有300多年历史了，靠的就是祖祖辈辈传承下来的手工艺。"西藏优格仓工 贸有限公司负责人龙日江措介绍，公司自成立以来，专注于民族手工艺品，特别是藏香、藏纸、藏香水 等名优产品及各类旅游纪念产品的产销。同时，也 ...

Core Viewpoint - The financial institutions in Tongliao City are actively working to address the challenges faced by the meat cattle industry, particularly in terms of financing and collateral, by implementing innovative financial services and products to support sustainable development in agriculture [1][3][4]. Financial Support for Meat Cattle Industry - As of the end of May, the loan balance for the meat cattle industry in Tongliao City reached 24.654 billion yuan, with 9.125 billion yuan disbursed this year, accounting for 13.24% of the total loan balance in the city [2]. - The People's Bank of China Tongliao Branch has introduced policies to guide financial institutions in meeting the financing needs of the meat cattle industry, including the inclusion of large agricultural tools as collateral [3]. Technological Integration in Financing - The integration of technology and finance is emphasized, with the development of a "Smart Livestock Loan" model that utilizes IoT devices and AI technology to monitor livestock health and establish asset identification [4][6]. - A digital platform has been established to achieve full lifecycle traceability of meat cattle, with 95,800 cattle already included in the digital archive [6]. Risk Management and Monitoring - The financial institutions are implementing a dual safeguard system combining technology and control for collateral management, utilizing various monitoring systems to ensure the integrity of pledged assets [5][9]. - The establishment of a rural revitalization financial service station aims to facilitate the registration and monitoring of live cattle collateral, enhancing the oversight of pledged livestock [6]. Support for Grain Industry - The financial support extends to the grain industry, with a focus on integrating supply chain finance to enhance the financing capabilities of small and medium-sized enterprises within the corn industry [10]. - A credit guarantee fund has been established with a total of 1.28 billion yuan to support grain purchasing and processing enterprises, resulting in the issuance of loans totaling 2.2 billion yuan [9]. Innovation in Financial Products - Financial institutions in Tongliao are encouraged to develop differentiated financial products tailored to the specific needs of the meat cattle and grain industries, following the principle of "suitability by institution" [7][10]. - The introduction of intellectual property pledge loans aims to support agricultural technology enterprises, facilitating a shift from asset-heavy to knowledge-based financing models [10].