■本报记者 李美丽 "这苗出得挺好，注意浇好越冬水，保好墒情，后面再压一压苗。"近日，在山东省泰安市岱岳区大汶口 镇双杨店村的麦田里，镇农办主任李东刚正在给种粮大户郗仲来进行小麦冬季管理技术指导。 郗仲来作为泰安市睿成农业科技专业合作社负责人，统筹管理着4000多亩肥沃的"汶阳田"。然而，今年 秋天连绵不断的秋雨，给他的高产田浇了一大盆"冷水"。 "我们坚持'防重于赔'，推动从'事后补偿'向'事前预防、事中干预、事后减损'全链条服务转型，将风险 防线前移至粮食生产全过程。"中国人寿财险泰安市中心支公司党委书记、总经理辛颖表示，该公司以 秋汛应对为契机，不仅推动农业保险从"灾后补偿"加速向"全程风险管理"转型，同时构建了"政策性保 险+商业附加险"的多层次保障体系，在做好秋粮政策性完全成本保险的同时，针对性推出玉米种植收 入保险、大豆种植收入保险等系列商业性附加保险产品，以"价格+产量"双保障方式，全方位、全周期 保障粮食安全。 "我们将按照'能赔尽赔、应赔尽赔、合理预赔'的原则，在做好秋粮赔付收尾工作的同时，将工作重点 及时转移到完善冬小麦风险保障方案和承保工作上来，并利用卫星遥感等技术，适时开展小麦苗情长势 ...

Group 1 - The core viewpoint of the articles highlights the successful implementation of soybean insurance products in Qingdao, which includes "Complete Cost Insurance" and "Planting Income Insurance" for soybean farmers, providing nearly 10,000 yuan in risk coverage for 12 acres of soybeans [1][2] - The central government's policy encourages the expansion of insurance coverage for major crops, including soybeans, with a financial subsidy structure where 90% is covered by the government and 10% by farmers, aimed at stabilizing farmers' income and ensuring food security in Qingdao [1][2] - The Qingdao branch of Taiping Insurance actively promotes agricultural insurance as a tool for rural revitalization and risk management, ensuring that farmers are well-informed about the policies and benefits available to them [2] Group 2 - The successful underwriting of the first soybean insurance policy in Qingdao is seen as a significant step towards enhancing the agricultural insurance landscape and supporting the local agricultural economy [1][2] - Taiping Insurance plans to continue innovating in the agricultural insurance sector, aiming to increase coverage and support the high-quality development of the agricultural industry in Qingdao [2] - The collaboration with local government agencies, including the Qingdao Agricultural and Rural Bureau and the Qingdao Financial Regulatory Bureau, has facilitated the effective implementation of these insurance products [2]