齐鲁晚报·齐鲁壹点记者 尚青龙 实习生 宋雨轩 乡村振兴是实现中华民族伟大复兴的重大任务，金融是激活乡村发展动能的关键支撑。交通银行青岛分 行深入贯彻党中央全面推进乡村振兴的战略部署，严格落实中央金融工作会议、中央农村工作会议精 神，以总行"1+N"政策框架为根本遵循，立足青岛农业产业特色与乡村发展需求，从体制机制、信贷支 持、定点帮扶、产品供给四大维度精准施策，将金融活水深度融入乡村振兴主战场，为农业强国建设注 入强劲"交行力量"。截至今年8月末，该行涉农贷款较年初增幅11.67%，其中粮食重点领域贷款、普惠 型涉农贷款增幅分别达21.1%、20.83%，均显著领先各项贷款增幅，以实打实的服务成效，彰显了国有 大行服务国家战略、助力乡村振兴的使命担当。 机制先行：筑牢乡村振兴"组织保障网" 作为金融服务乡村振兴的"压舱石"，体制机制建设直接决定服务质效与推进力度。交通银行青岛分行坚 持把党的领导贯穿乡村振兴工作全过程，将金融服务乡村振兴纳入分行战略发展全局，严格对标《交通 银行青岛分行"十四五"时期发展规划纲要》，主动衔接总行《2025年金融服务乡村全面振兴行动方 案》，持续升级服务能力体系。 分行充分发挥 ...

Core Viewpoint - Tangshan Bank is committed to supporting the green transition of the economy and the development of private enterprises, focusing on sustainable and high-quality growth while adhering to its role as a local commercial bank [1][5]. Group 1: Financial Performance - As of the end of September, Tangshan Bank's total assets reached 295.7 billion yuan, an increase of 42.6 billion yuan from the beginning of the year [4]. - The bank's total liabilities amounted to 267.7 billion yuan, with a growth of 37.2 billion yuan since the start of the year [4]. - The net profit for the first nine months was 2.727 billion yuan, reflecting a growth rate of 36.12% [4]. Group 2: Credit Ratings and Rankings - In July 2023, Tangshan Bank's credit rating was upgraded from AA+ to AAA by a credit rating agency [3]. - The bank ranked 15th among urban commercial banks in China according to the 2023 annual evaluation by the China Banking Association [3]. Group 3: Green Finance Initiatives - Tangshan Bank has issued a total of 39.228 billion yuan in green loans this year, with a growth rate of 22.3% [5]. - The bank has focused on financing projects related to the relocation and upgrading of steel enterprises, contributing 21.1 billion yuan [5][6]. Group 4: Support for Local Economy and Private Enterprises - Over the past three years, Tangshan Bank has increased its loans by 98.7 billion yuan, accounting for about one-fourth of the total loan growth among 40 banks in the city [7]. - The bank has provided credit support of 7.8 billion yuan to quality private steel enterprises for transformation and key project construction [7]. Group 5: Innovative Financial Products - Tangshan Bank has launched various specialized loan products targeting green agriculture and rural tourism, such as "Agricultural Loan" and "Dairy Cow Loan" [8]. - The bank has also introduced online inclusive financial products to meet the financing needs of small and micro enterprises, ensuring quick loan approvals [8].

■本报记者曹沛原 2025年中央一号文件明确提出"推进肉牛、奶牛产业纾困，稳定基础产能。"交通银行积极响应国家号 召，结合地域特色"一地一品"创新信贷产品，以金融科技重塑业务流程，助力打通肉牛产业链痛点堵 点，在广袤乡村大地上书写金融支持产业振兴新篇章。 创新服务模式破解"融资难" 在"天府之国"四川，交行四川省分行深入研究本地肉牛产业特点，依托四川省供销科技产业集团有限公 司生物资产动态监测体系，创新推出"肉牛贷"。 交行可实时获取养殖户肉牛资产数据，结合订单、物流等全链条信息，构建养殖主体信用评估模型，同 时锁定贷款资金用途，确保定向支付至饲料、兽药等供应商账户，形成"数据监测—风险评估—资金闭 环"完整链条。养殖户仅需在平台注册、提交资料，即可开启贷款申请。系统高效运作，实现线上申 请、审批，单笔额度最高达300万元。 泸州养殖户王先生见证了科技助力金融惠农的力量。在扩建养殖场计划因资金缺口搁浅时，交行"肉牛 贷"助他完成牛舍升级、良种引进，肉牛品质跃升，销路快速打开。在交行助力下，他的养殖场已成为 当地乡村振兴标杆示范点。 目前，"肉牛贷"在四川已惠及众多养殖主体，累计投放超亿元，助力当地肉牛产业链完 ...