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郓城农商银行坚守市场定位,多维度举措助力县域实体经济稳健发展
Qi Lu Wan Bao Wang· 2025-06-26 13:16
Core Insights - The company is enhancing support for the county's real economy through various initiatives, including customer visits, product innovation, and service quality improvements [1][2] Group 1: Financial Support Initiatives - The bank has provided comprehensive financial support for agriculture, small enterprises, and community families, with a total loan balance of 20.405 billion yuan as of the end of May, reflecting an increase of 589 million yuan since the beginning of the year [1] - A "thousand enterprises and ten thousand households" outreach program has been implemented to understand customer needs better, resulting in 12,900 customer visits and 612 loans issued amounting to 172 million yuan [1] Group 2: Product Innovation - The bank has introduced various tailored credit products to meet the diverse financing needs of local customers, such as "Good Yuncheng Grain Loan" for grain purchasing clients and "Good Yuncheng Agricultural Loan" for farming clients [2] - The bank is also collaborating with government and guarantee institutions to offer products like "Entrepreneur Guarantee Loan" and "Shandong Guarantee Agricultural Loan" to reduce financing costs for eligible customers [2] Group 3: Service Efficiency - The bank has established multiple online and offline channels for loan applications, ensuring a streamlined approval process with specific turnaround times for different types of loans [2] - The bank has improved mobile payment security and convenience for local small businesses, activating services for 4,700 micro-enterprises and facilitating an average of 7,000 transactions daily [2]