Core Viewpoint - The introduction of "Ningzhidai" aims to broaden financing channels for small and medium-sized enterprises (SMEs) and alleviate their financing difficulties through a quality financing enhancement policy [1][3]. Group 1: Product Overview - "Ningzhidai" is the first quality financing enhancement product launched by multiple financial authorities in Ningxia, designed to convert intangible assets reflecting enterprise quality into tangible assets for credit acquisition [3]. - The product focuses on five quality-related aspects: quality credit, quality management, quality brand, quality foundation, and quality innovation, providing financial services to enhance enterprise quality, technological innovation, brand building, and equipment updates [3]. Group 2: Eligibility and Support - Enterprises registered within the administrative region of the autonomous region, with independent legal status and good economic performance, can apply for "Ningzhidai" financial support if they have notable achievements in quality, standards, brands, certifications, and patents [5]. - Applicants that meet the criteria for "Ningzhidai" will receive financial support in accordance with the "Ningcailun" interest subsidy policy [5]. Group 3: Future Plans - The authorities plan to enhance promotion and outreach efforts for the "Ningzhidai" policy to address the information asymmetry between banks and enterprises, ensuring that the quality and financial policies directly benefit the real economy [5].