编者按： 自2023年中央金融工作会议谋划科技、绿色、普惠、养老、数字金融发展蓝图，到今年3月国务院 出台专项指导意见，做好金融"五篇大文章"引发金融业广泛共鸣。本报推出"做好'五篇大文章' 金 融业作答进行时"专栏，记录行业的行动和思考，淬炼可复制的创新样本，求解亟待突破的实践难 题。敬请垂注。 6月14日，台风"蝴蝶"二次登陆广东雷州沿海，仅几分钟后，吴川水产养殖户梁先生就收到了中国太保理赔款 到账短信。"围网刚被冲垮，赔款就到账了！这笔钱能马上抢修塘基、补投鱼苗，鱼塘总算有救了！" "蝴蝶"掠过，灾痕犹在，中国太保已将一笔笔"希望赔款"精准送达田间地头。这正是中国太保发挥专业优势, 多元化推进产品创新和服务赋能，不断提升保险服务的覆盖面、便利性、可得性，着力写好普惠金融大文章的 缩影。 在金融为民的时代考卷上，中国太保正以"普"与"惠"的笔触，让金融"活水"精准"滴灌"民生需求，将保险保障 的触角延伸至社会发展的神经末梢，直达实体经济的关键环节，用心用情用智书写普惠金融的太保样本。 提升民生保障，做好普惠保险"领跑员" "从来没想到过死亡离我这么近，住院治疗8个月，'沪惠保'为我赔付了近8万元，切实减轻 ...

Core Viewpoint - China Pacific Insurance (CPIC) is actively enhancing its insurance services and product innovation to promote inclusive finance, ensuring that financial support reaches the grassroots level and meets the needs of the real economy [1][4]. Group 1: Enhancing Public Welfare Insurance - The "Shanghai Health Insurance" (沪惠保) program has seen significant uptake, with over 4 million policies sold on its first day of the 2025 version, achieving a participation rate exceeding 20% [2][4]. - Since its launch in 2021, "沪惠保" has accumulated over 26 million participants and paid out more than 2.2 billion yuan in claims, benefiting numerous families [4]. Group 2: Agricultural Insurance and Support - CPIC has implemented innovative agricultural insurance solutions, providing timely compensation to farmers affected by natural disasters, as demonstrated by a farmer receiving compensation immediately after a typhoon [3][5]. - The company has established a "Three Summer" service team to support wheat farmers with technology and monitoring, enhancing disaster prevention awareness and improving yield [5][6]. Group 3: Community and Health Initiatives - CPIC is addressing the challenges of aging populations by exploring "insurance + public welfare" models, including a comprehensive program for Alzheimer's disease management [7][8]. - The "Blue Smart Home" initiative provides community-based brain health services, including early screening and support for families [7]. Group 4: Commitment to Social Responsibility - Since its establishment in 1991, CPIC has integrated social responsibility into its core mission, focusing on inclusive financial services and contributing to rural revitalization and poverty alleviation [8].

在"记忆花园"里，飘着栀子与夜香树的甜香，颂钵的嗡鸣与非洲鼓的节奏在空气中交织，老上海弄堂的 砖墙上挂着泛黄的老照片，VR眼镜里是阿尔茨海默病患者视角的"记忆迷宫"，AI眼动设备5分钟就能生 成一份脑健康评估报告……这不仅是一场展览，更蕴含着中国太保对老龄化社会最深刻的回应：当记忆 逐渐模糊，我们该如何守护每一个生命的尊严？ 中国太保用"公益+保险"的创新服务模式给出了答案。一方面，通过太保蓝公益构建了"早期筛查—干预 诊疗—友好环境倡导—人才赋能"的全链条公益模式；另一方面，创新推出全国首款聚焦阿尔茨海默病 全周期管理的"守护记忆"普惠型认知障碍专病保险，为"困在时间里的老人"保驾护航。 在刚刚闭幕的第二十五届上海国际养老、辅具及康复医疗博览会（下称"老博会"）上，中国太保旗下太 保蓝公益基金会（下称"太保蓝公益"）打造的"时光里·记忆花园"（下称"记忆花园"）成为了"人气打卡 地标"。这里在为期三天的展会期间累计接待了超1万人次参观者，公益服务体验人数突破3720人次。 如此受欢迎，是因为它并不是传统的养老产品陈列区，而是一座以认知障碍友好理念和沉浸式体验为特 色的特殊空间。 关注阿尔茨海默病是太保蓝公益 ...