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丹阳农商银行谱写乡村振兴金融新篇章
Jiang Nan Shi Bao· 2026-01-11 16:20
丹阳农商银行作为"乡村振兴主办银行",多措并举优化金融服务,全力支持乡村发展。 信贷资源向农业农村倾斜。该行围绕乡村全面振兴,持续加大涉农信贷投放,推出惠农快贷、家庭农场 贷、"省农担"、种养业贷款等特色产品,采用"一次授信、随借随还"循环模式,支持信用、保证、抵 押、质押等多种担保方式。截至2025年11月末,涉农贷款余额达158.86亿元,为164个村级集体经济组 织提供账户与金融服务。 党建与乡村治理深度融合。通过党委共建、支部挂钩、人员挂职,推动金融服务融入基层治理。总行党 委与12个镇(区)党委签订共建协议,选派12名干部和120名员工赴镇村挂职,参与乡村振兴、农房改造 等工作。与市科技局、经发局联动,累计发放"苏科贷"13户7755万元,"民营信用贷"支持177家民企, 金额达4亿元。 金融服务向乡村网格下沉。2025年二季度启动网格化营销试点,以基层党支部与206个行政村(社区)结 对为基础,依托村组长、网格员盘整信息、筛查客户,提升服务精准度。目前已盘整52个村10.68万 人,建档1.02万户,显著增强了客户识别与服务能力。 通过"线上+线下"融合的普惠金融服务网络,丹阳农商银行探索出一条可 ...
泗阳农商银行谱写乡村振兴新篇章
Zheng Quan Ri Bao· 2025-05-30 06:52
Group 1 - Jiangsu Siyang Rural Commercial Bank focuses on serving the agricultural sector, emphasizing innovation and responsibility to support rural revitalization [1][3] - The bank has issued a total of 15 million yuan in loans to support the purchase of over 50 agricultural machines, benefiting local farmers [1] - The bank has tailored financial products such as "Family Farm Loan" and "Quick Agricultural Loan," issuing 31.023 million yuan in loans to support 38 family farms this year [1][2] Group 2 - The bank collaborates with the provincial agricultural credit guarantee company to provide 217 million yuan in credit support to 275 new agricultural operators [2] - The "Whole Village Credit" initiative has completed credit documentation for 212 administrative villages, with a total credit amount of 13.85 billion yuan benefiting 150,000 farmers [2] - The bank has introduced innovative products like "Agricultural Facility Mortgage Loan" and "Quick Agricultural Loan" to convert "dead assets" into "active funds" [2] Group 3 - The bank integrates financial services into the entire rural revitalization chain, offering specialized products to support local industries, with a loan balance of 290 million yuan for specific agricultural sectors [3] - The bank has issued 840,000 social security cards and established a government-bank cooperation area to facilitate 25 government services [3] - The bank has implemented a "Financial Benefit for Enterprises" initiative, resolving financing needs for 34 out of 125 visited enterprises and providing tailored solutions for struggling businesses [3]