Core Points - The main objective of the initiative by China CITIC Bank Nanchang Hongcheng Branch is to reduce operational costs for businesses and support the development of the real economy through a "payment reduction and benefit the public" campaign [1][2] Group 1: Policy Implementation - The bank has integrated various fee reduction measures into a user-friendly promotional brochure and service price list, which includes the cancellation of check issuance fees, loss reporting fees, and the exemption of management fees for corporate settlement accounts [1] - The bank has reduced interbank transfer fees, annual fees for digital certificates, and card transaction fees, aiming to provide tangible financial benefits to small and micro enterprises, individual businesses, and the general public [1] Group 2: Public Awareness and Training - The Nanchang Hongcheng Branch actively engages with businesses and schools to promote the fee reduction policies, visiting local communities and individual merchants to enhance public awareness [1] - Regular training sessions are conducted for staff to ensure comprehensive knowledge of the fee reduction policies, enabling them to accurately address customer inquiries [1] Group 3: Monitoring and Feedback Mechanism - A closed-loop mechanism for "promotion-execution-supervision" has been established to ensure the effective implementation of the fee reduction policies, including public displays of fee reduction projects and standards at service points [1] - The bank has set up a suggestion book to accept consumer feedback and conducts regular internal training and self-checks to verify the accurate execution of fee reductions and timely refunds [1]