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金融暖流润荆楚 降费红利惠万家——邮储银行湖北省分行多措并举减费让利显实效
Sou Hu Cai Jing· 2025-12-29 09:04
极目新闻通讯员 陈小微 邮储银行湖北省分行始终坚守"金融为民、服务实体"初心,秉持"应降尽免、应免尽免"原则,通过持续 落实支付手续费减免、推动融资成本下降等一系列措施,将政策红利精准直达小微企业、个体工商户及 广大民众,为经济社会高质量发展注入源源不断的金融暖流。 构建立体化降费体系,政策红利覆盖更广 信贷融资降成本,直达实体经济。紧跟贷款市场报价利率(LPR)变化,对普惠型小微企业贷款内部资 金转移定价(FTP)给予75BP的优惠。2025年以来,小企业贷款加权平均利率较上年下降超过50BP。 主动承担贷款办理中涉及的抵押评估费、登记费、公证费等费用,坚决杜绝各类"隐性收费""搭车收 费"行为,切实减轻企业融资负担。 在降费政策执行层面,该行在全面落实国家四部委相关要求及行业协会倡议基础上,积极拓宽降费受益 面,着力打造"对公对私全覆盖、线上线下同优惠"的立体化降费网络,核心举措主要聚焦三大领域。 支付通道让利,惠及千企万户。对小微企业和个体工商户,单笔10万元(含)以内的对公行内转账实行 免费;同金额对公跨行转账手续费享受九折优惠。询证函手续费实行五折优惠。全面取消支票、本票、 银行汇票的工本费、挂失费 ...
减费让利暖赣鄱 金融赋能助发展
Sou Hu Cai Jing· 2025-12-27 00:56
多维宣传广覆盖,政策红利直达享 2025年以来,兴业银行南昌分行始终坚守金融服务实体经济的初心使命,紧跟国家降本增效、提振消费 部署,紧扣"金融为民、金融惠民"核心导向,结合江西地区中小微企业密集、民营经济活跃、民生消费 需求旺盛的地域特点,将减费让利作为践行社会责任、优化营商环境的重要抓手,推出覆盖企业经营、 个人金融、民生服务等多领域的普惠举措,以有温度的金融服务为地方经济高质量发展注入持续动力。 惠企纾困强担当,精准降费减负担 立足江西地区产业发展实际,兴业银行南昌分行全面落实总行新版服务收费价目表,针对性推出惠企减 负政策。在账户服务与结算领域,核心优惠政策持续延长:将企业网银、银企直联年服务费优惠期限延 长至2027年12月31日,其他支付手续费优惠措施延长至2027年9月30日,同时下调回单补制业务收费标 准。为扩大优惠覆盖面,将监管规定的针对小微企业、个体工商户的账户管理费、工本费、转账汇款手 续费等减免项目,延伸至所有机构客户,切实降低企业日常经营及资金周转成本。 民生服务提质效,普惠红利润万家 聚焦居民日常金融需求与消费场景,兴业银行南昌分行不断优化个人金融服务权益,让减费红利惠及千 家万户 ...
邮储银行广安市分行累计为小微主体减免手续费超395万元
Sou Hu Cai Jing· 2025-12-15 09:01
为深入贯彻落实国家关于减费让利的决策部署,邮储银行广安市分行积极践行金融为民理念,持续推动 支付手续费减免政策落地见效,切实帮助小微企业和个体工商户降低经营成本。自相关政策实施以来, 该行已累计为4.69万户客户减免支付手续费395.29万元,以实实在在的举措助力实体经济发展。 在政策执行过程中,邮储银行广安市分行坚持"应降尽降、应免尽免"原则,对单位结算账户开户、账户 管理、转账汇款、电子银行等多项手续费实施减免。尤其对于难以准确界定身份的客户,该行一律按最 优惠的小微企业及个体工商户标准执行,确保政策红利覆盖更广、落实更细。 个体工商户王某在办理开户时,得知可享受开户手续费减半、免收账户管理费和年费,后续转账汇款费 用也同步降低,感到既惊喜又感动。"银行主动让利,为我们节省了经营成本,真切感受到国家的支 持。"王某表示,这让他对今后的经营发展更有信心。 下一阶段,邮储银行广安市分行将继续履行国有大行责任,持续落实减费让利各项要求,进一步优化金 融服务,助力小微企业轻装上阵,为实体经济高质量发展注入更多金融动能。(杨琪) 为提升政策触达率,邮储银行广安市分行建立常态化宣传机制,采取"线下+线上"双渠道推广。 ...
中信银行南昌青山湖支行开展减费让利政策宣传活动
转自:江西晨报 对于前来银行办理单位账户业务的客户,工作人员将积极开展减费让利政策的普及宣导,确保每位办理 账户业务的小微企业和个体工商户都了解到中信银行的费用优惠政策,并且中信银行青山湖支行积极利 用企业对账、企业年检通知等业务通知的有利时机,一并对银行存量客户进行电话宣传,扩大影响面。 中信银行青山湖支行通过本次宣传活动的开展,进一步加深了"减费让利,让利于民"政策的普及程度, 积极做好减费让利政策的落地执行工作。下一步中信银行南昌青山湖支行将继续践行使命,扎实推进减 费让利的相关工作,不断提高业务办理效率,做到"降费不降服务"。(邓一朦) 编辑:穆皓 为积极响应中国人民银行"支付降费,让利于民"主题宣传活动的号召,中信银行南昌青山湖支行扎实做 好支付服务工作,积极宣传减费让利政策,提升小微企业和个体工商户对减费让利政策的满意度。 中信银行青山湖支行采用线上线下协同宣传的方式,在营业场所布放服务价目表、宣传公告、海报等宣 传物料,确保价格公示透明公开,让前来网点办理业务的客户能第一时间获取到银行的减费让利政策。 同时利用营业网点外部LED屏幕滚动播放"减费让利,让利于民"的宣传口号,扩大周边居民对减费让利 ...
中信银行南昌洪城支行开展减费让利宣传活动
Core Points - The main objective of the initiative by China CITIC Bank Nanchang Hongcheng Branch is to reduce operational costs for businesses and support the development of the real economy through a "payment reduction and benefit the public" campaign [1][2] Group 1: Policy Implementation - The bank has integrated various fee reduction measures into a user-friendly promotional brochure and service price list, which includes the cancellation of check issuance fees, loss reporting fees, and the exemption of management fees for corporate settlement accounts [1] - The bank has reduced interbank transfer fees, annual fees for digital certificates, and card transaction fees, aiming to provide tangible financial benefits to small and micro enterprises, individual businesses, and the general public [1] Group 2: Public Awareness and Training - The Nanchang Hongcheng Branch actively engages with businesses and schools to promote the fee reduction policies, visiting local communities and individual merchants to enhance public awareness [1] - Regular training sessions are conducted for staff to ensure comprehensive knowledge of the fee reduction policies, enabling them to accurately address customer inquiries [1] Group 3: Monitoring and Feedback Mechanism - A closed-loop mechanism for "promotion-execution-supervision" has been established to ensure the effective implementation of the fee reduction policies, including public displays of fee reduction projects and standards at service points [1] - The bank has set up a suggestion book to accept consumer feedback and conducts regular internal training and self-checks to verify the accurate execution of fee reductions and timely refunds [1]
减费让利不止步,金融服务实体经济“加速度”
Core Viewpoint - The Xinyu Bank Hohhot Branch is actively implementing national policies aimed at reducing fees and benefiting enterprises and the public, enhancing financial service quality to support the development of small and micro enterprises and contribute to economic growth [1][2]. Group 1: Policy Implementation - The bank has launched a campaign titled "Reducing Payment Fees to Benefit the Public" to increase awareness and satisfaction regarding fee reduction policies among the public [1]. - The bank utilizes its branches as key platforms for promoting various preferential policies, ensuring that customers are informed about the fee reduction measures [1]. Group 2: Financial Impact - Since the implementation of fee reduction measures on September 30, 2021, the bank has cumulatively reduced various service fees by 57.766 million yuan, benefiting 9,016 small and micro enterprises and individual businesses [2]. - The bank has also taken on costs associated with enterprise financing, such as evaluation fees and mortgage registration fees, amounting to 2.3704 million yuan in 2025 [2]. Group 3: Future Commitment - The bank is committed to continuing the implementation of fee reduction policies to enhance customer satisfaction and ensure that the benefits reach every client [2].
中信银行上饶分行开展“减费让利 惠企利民”宣传活动
Core Points - The article discusses the initiatives taken by China CITIC Bank's Shangrao branch to reduce fees for small and micro enterprises and individual businesses, aligning with the State Council's directive to lower operational costs and enhance the business environment [1][2] Group 1: Policy Implementation - China CITIC Bank's Shangrao branch is actively promoting the "fee reduction and benefit delivery" policy through various channels, including brochures, LED screens, multimedia displays, and SMS campaigns [1] - The branch has placed service price lists and fee reduction announcements prominently in its service areas to standardize service charges [1] Group 2: Customer Engagement - Dedicated staff are available in the branch to answer customer inquiries regarding fee reductions, specifically addressing concerns about account opening fees, remittance fees, and telegram fees [1] - The bank aims to enhance customer understanding of the fee reduction policies through face-to-face interactions [1] Group 3: Fee Reduction Measures - The bank adheres to the principle of "reducing all applicable fees and waiving all applicable charges," extending benefits from small and micro enterprises to all corporate clients [1] - Specific fee reductions include waiving service fees for corporate settlement cards, reducing account opening fees, and offering discounts on interbank transfers for amounts up to 100,000 RMB [1] Group 4: Future Plans - China CITIC Bank's Shangrao branch plans to continue implementing fee reduction measures and to normalize promotional activities to ensure that benefits reach businesses and the public effectively [2] - The bank emphasizes maintaining high-quality financial services while reducing fees, ensuring that service quality is not compromised [2]
精准“减负” 兴业银行青岛分行减费让利惠企利民
Core Viewpoint - The Qingdao branch of Industrial Bank is focusing on providing financial support to small and micro enterprises and individual businesses by implementing fee reduction policies to lower operational costs and stimulate growth [1][2]. Group 1: Financial Support for Small Enterprises - The Qingdao branch actively promotes fee reduction policies to help small and micro enterprises reduce their comprehensive operating costs, enhancing their internal motivation and development vitality [1]. - The branch utilizes its service outlets to publicize the latest service price lists, ensuring transparency and clarity regarding the fee reduction policies for clients [1]. - Various outreach methods, such as distributing promotional materials and providing one-on-one policy guidance, are employed to enhance the accessibility and satisfaction of financial services for small business owners [1]. Group 2: Consumer Financial Benefits - The branch extends its fee reduction policies to individual financial consumers, offering zero fees for domestic cross-bank RMB remittances through mobile and online banking, effectively lowering transaction costs for the public [1]. - Continuous optimization of service processes and improvement in business handling efficiency allows customers to enjoy reduced fees while receiving more convenient and efficient service experiences [1]. Group 3: Commitment to Sustainable Development - The Qingdao branch is committed to implementing a series of fee reduction measures that address urgent issues faced by small enterprises and the public, covering key areas such as account services, remittances, and payment settlements [2]. - The branch emphasizes that fee reduction is not a short-term initiative but a long-term commitment to social responsibility and sustainable development [2]. - Future plans include aligning with policy directions and market demands to enhance the supply of inclusive financial products and services, contributing to the high-quality development of the Qingdao economy [2].
减费让利 惠企利民|兴业银行天津分行减费让利在行动
Sou Hu Cai Jing· 2025-09-29 06:11
Core Points - The article discusses the implementation of a new service fee schedule by Industrial Bank, effective from July 1, 2025, aimed at reducing fees and enhancing financial service quality [1] - The bank's Tianjin branch is actively promoting the fee reduction policies to ensure they reach the market effectively, utilizing various offline channels for communication [1] - As of August 2025, the Tianjin branch has waived fees totaling approximately 7.30 million yuan, benefiting over 65,200 customers, with a significant portion of the reductions aimed at corporate clients [1] Group 1 - The new service fee schedule will lower certain service charges and expand the scope of fee reductions to benefit both enterprises and individuals [1] - The Tianjin branch has increased its promotional efforts, distributing over 1,000 informational brochures and achieving over 10,000 electronic screen plays to raise awareness of the policies [1] - The fee waivers cover 160 service items, including deposit and withdrawal fees, corporate online banking, and credit card annual fees [1] Group 2 - The bank aims to continue its "fee reduction and benefit" initiative as part of its commitment to serve the public, focusing on optimizing business processes and enhancing customer satisfaction [1] - The efforts are aligned with the goal of supporting the real economy and contributing to the development of the Beijing-Tianjin-Hebei region [1]
兴业银行西安分行:减费让利“组合拳”彰显惠企利民担当
Sou Hu Cai Jing· 2025-09-15 10:19
Core Insights - The article emphasizes the importance of the real economy as the foundation of the national economy and highlights the measures taken by Industrial Bank's Xi'an branch to reduce financing costs for small and micro enterprises and individual businesses [1][2] Group 1: Financial Support Measures - Industrial Bank's Xi'an branch has implemented multiple fee reduction measures to support enterprises, including waiving account management fees, annual fees, and transfer fees [1] - The bank has extended the payment fee discount measures until September 30, 2027, and the new service fee schedule will be fully implemented by July 1, 2025 [1] - The bank is actively covering costs related to mortgage registration, appraisal, and notarization fees for enterprises when they apply for loans, thereby reducing their financial burden [1] Group 2: Impact and Future Plans - From January to August of the current year, the bank has waived various fees totaling 21.5 million yuan, benefiting over 300 enterprises, and has borne credit financing costs exceeding 4 million yuan, impacting over 9,100 clients [2] - The Xi'an branch plans to continue optimizing its fee reduction measures and enhancing financial service levels to support enterprise development and contribute to economic prosperity [2]