中信银行南昌洪城支行主动走进企业、学校开展服务与宣传，深入周边网格社区，走访个体商户，旨在 提高公众对减费让利政策的认知度。为确保减费让利政策不打折扣、落实到位，该行建立"宣传-执行- 监督"闭环机制：一方面，在营业网点公示减费让利项目及标准，设立意见簿，主动接受金融消费者监 督；另一方面，定期开展内部培训与自查，重点核查手续费减免是否精准执行、退费是否及时到账等。 中信银行南昌洪城支行将持续落实减费政策各项措施，创新宣传服务形式，让更多经营主体享受到实实 在在的金融优惠。（辛倩） 编辑：赵鼎 转自：新华财经 为切实降低经营主体的经营成本，助力实体经济发展，中信银行南昌洪城支行以"支付降费 让利于 民"为目标，全面开展减费让利专项宣传活动，通过政策精准落地、服务主动上门、权益清晰告知，让 降费红利直达小微企业、个体工商户及广大人民群众，以金融担当为实体经济发展注入"暖动能"。 针对部分经营主体对减费政策不熟悉、不清楚的问题，南昌洪城支行将各项减免措施"打包整合"，形成 通俗易懂的减费让利宣传折页和服务价目表。其中包含但不限于：取消支票工本费、挂失费，免收单位 结算账户管理费和年费，降低对公跨行转账汇款手续费， ...

为进一步提高公众对减费让利政策的知晓度和满意度，兴业银行呼和浩特分行大力开展"支付降费 让利 于民"宣传活动，通过多种形式将减费让利的政策红利传递给广大客户，践行普惠金融理念。充分利用 其营业网点作为宣传的主要阵地，在各营业网点显著位置公示各项优惠政策，营业厅人员在客户等待办 理业务时，主动宣传减费让利政策，耐心解答客户疑问，讲解减费让利政策的具体内容，确保减费让利 政策能够精准送达目标群体。 转自：新华财经 长期以来，在内蒙古，兴业银行呼和浩特分行坚决贯彻落实党中央、国务院关于减费让利、惠企利民各 项决策部署，持续加大减费让利力度，提高金融服务质效。兴业银行呼和浩特分行积极贯彻落实总行各 项优惠措施，用实际行动支持小微企业发展，助力经济持续向好。 编辑：焦若涵 在全面落实各项减费措施的基础上，兴业银行呼和浩特分行秉持"应降尽降"原则，切实加大对实体经济 减费让利力度。自2021年9月30日减费让利实施以来，截至2025年9月末，通过降低服务收费费率或免收 服务收费等形式，累计为企业减免各类手续费合计5776.60万元，累计惠及小微企业及个体工商户9016 户。为不断降低企业融资成本，该行还出台多项政策，承担 ...

Core Points - The article discusses the initiatives taken by China CITIC Bank's Shangrao branch to reduce fees for small and micro enterprises and individual businesses, aligning with the State Council's directive to lower operational costs and enhance the business environment [1][2] Group 1: Policy Implementation - China CITIC Bank's Shangrao branch is actively promoting the "fee reduction and benefit delivery" policy through various channels, including brochures, LED screens, multimedia displays, and SMS campaigns [1] - The branch has placed service price lists and fee reduction announcements prominently in its service areas to standardize service charges [1] Group 2: Customer Engagement - Dedicated staff are available in the branch to answer customer inquiries regarding fee reductions, specifically addressing concerns about account opening fees, remittance fees, and telegram fees [1] - The bank aims to enhance customer understanding of the fee reduction policies through face-to-face interactions [1] Group 3: Fee Reduction Measures - The bank adheres to the principle of "reducing all applicable fees and waiving all applicable charges," extending benefits from small and micro enterprises to all corporate clients [1] - Specific fee reductions include waiving service fees for corporate settlement cards, reducing account opening fees, and offering discounts on interbank transfers for amounts up to 100,000 RMB [1] Group 4: Future Plans - China CITIC Bank's Shangrao branch plans to continue implementing fee reduction measures and to normalize promotional activities to ensure that benefits reach businesses and the public effectively [2] - The bank emphasizes maintaining high-quality financial services while reducing fees, ensuring that service quality is not compromised [2]

除了对企业客户的支持，兴业银行青岛分行也将让利政策延伸至广大金融消费者。分行持续实施个人客 户通过手机银行、网上银行办理境内跨行人民币汇款手续费全免政策，有效降低了公众的金融交易成 本。此外，通过不断优化服务流程、提升业务处理效率，客户在享受价格减免的同时，也获得了更便 捷、更高效的服务体验。 同时，兴业银行青岛分行坚决贯彻国家关于服务实体经济、惠企利民的政策部署，始终秉持"金融为 民"的初心使命，聚焦小微企业、个体工商户与市民群众在日常经营和生活中遇到的"急难愁盼"问题， 主动推出并扎实落实一系列减费措施，覆盖账户服务、转账汇款、票据业务、支付结算等关键环节，为 实体经济纾困减负，传递出金融服务的温度与担当。 兴业银行青岛分行相关负责人表示，减费让利并非短期举措，而是践行社会责任、实现可持续发展的长 期承诺。未来，兴业银行青岛分行将继续紧跟政策方向和市场需求，持续丰富普惠金融产品与服务供 给，以更务实、更优质的金融服务，为青岛经济高质量发展注入更多"兴业"力量。（宋沛航） 编辑：赵鼎 登录新浪财经APP 搜索【信披】查看更多考评等级 转自：新华财经 近年来，兴业银行青岛分行始终将小微企业和个体工商户作为重点 ...

Core Points - The article discusses the implementation of a new service fee schedule by Industrial Bank, effective from July 1, 2025, aimed at reducing fees and enhancing financial service quality [1] - The bank's Tianjin branch is actively promoting the fee reduction policies to ensure they reach the market effectively, utilizing various offline channels for communication [1] - As of August 2025, the Tianjin branch has waived fees totaling approximately 7.30 million yuan, benefiting over 65,200 customers, with a significant portion of the reductions aimed at corporate clients [1] Group 1 - The new service fee schedule will lower certain service charges and expand the scope of fee reductions to benefit both enterprises and individuals [1] - The Tianjin branch has increased its promotional efforts, distributing over 1,000 informational brochures and achieving over 10,000 electronic screen plays to raise awareness of the policies [1] - The fee waivers cover 160 service items, including deposit and withdrawal fees, corporate online banking, and credit card annual fees [1] Group 2 - The bank aims to continue its "fee reduction and benefit" initiative as part of its commitment to serve the public, focusing on optimizing business processes and enhancing customer satisfaction [1] - The efforts are aligned with the goal of supporting the real economy and contributing to the development of the Beijing-Tianjin-Hebei region [1]

Core Insights - The article emphasizes the importance of the real economy as the foundation of the national economy and highlights the measures taken by Industrial Bank's Xi'an branch to reduce financing costs for small and micro enterprises and individual businesses [1][2] Group 1: Financial Support Measures - Industrial Bank's Xi'an branch has implemented multiple fee reduction measures to support enterprises, including waiving account management fees, annual fees, and transfer fees [1] - The bank has extended the payment fee discount measures until September 30, 2027, and the new service fee schedule will be fully implemented by July 1, 2025 [1] - The bank is actively covering costs related to mortgage registration, appraisal, and notarization fees for enterprises when they apply for loans, thereby reducing their financial burden [1] Group 2: Impact and Future Plans - From January to August of the current year, the bank has waived various fees totaling 21.5 million yuan, benefiting over 300 enterprises, and has borne credit financing costs exceeding 4 million yuan, impacting over 9,100 clients [2] - The Xi'an branch plans to continue optimizing its fee reduction measures and enhancing financial service levels to support enterprise development and contribute to economic prosperity [2]

Core Viewpoint - The implementation of the "Comprehensive Financing Cost List for Corporate Loans" by Guizhou Bank Anshun Branch enhances transparency in corporate financing, helping businesses understand their financing costs and access favorable loan terms [1][5][11]. Group 1: Impact on Enterprises - Guizhou Bank Anshun Branch actively promotes the "Comprehensive Financing Cost List," which aids companies in calculating their financing costs and accessing various loan options [1][11]. - The initiative has benefited both new and existing clients, as demonstrated by Anshun Yuanjing New Materials Co., which received a loan of 19.9 million yuan within 10 working days after utilizing the financing cost list [5][11]. - Spring Return Health Technology Co. reported a reduction in interest expenses by several tens of thousands of yuan due to the bank's proactive support and the use of the financing cost list [7][11]. Group 2: Financial Support and Efficiency - The bank's "Thousand Enterprises and Ten Thousand Households Visit" initiative has facilitated better communication with businesses, leading to tailored financing solutions [9][11]. - The Anshun Bank team helped Wanlv City Bailanting Hotel secure a 5 million yuan loan by introducing third-party asset evaluations, which allowed the hotel to meet collateral requirements and save nearly 100,000 yuan in financing costs [9][11]. - As of the end of August, the financing cost list has covered 260 loans totaling 3.685 billion yuan, benefiting over 214 small and micro enterprises and individual businesses [11].

Core Viewpoint - Multiple banks and their wealth management subsidiaries have recently reduced the fees associated with wealth management products, primarily focusing on fixed management fees and sales service fees, with some rates even adjusted to zero [1][2][3]. Fee Adjustments - The fee reductions include fixed management fees and sales service fees, with institutions like Nanjing Bank and Bank of China announcing significant cuts [2][3]. - For example, Nanjing Bank's subsidiary reduced the fixed management fee from 0.8% per year to 0.4% per year for a specific product [2]. - Bank of China lowered the sales service fee for its products, with A-class shares dropping from 0.30% to 0.15% and C-class shares from 0.40% to 0.10% [2]. - Some products have had their fees reduced to zero, such as those from China Merchants Bank and Huaxia Bank [3]. Market Competition - The fee reductions are seen as a competitive strategy among banks to attract customers amid a slowdown in product issuance and subpar returns [4][5]. - The wealth management market, with a balance of 29 trillion yuan and a growth rate of around 12%, has the capacity to lower fees while still generating significant returns for investors [4]. - Analysts suggest that the competition among banks is intensifying, particularly as wealth management subsidiaries continue to emerge and adapt to new regulations [4][5]. Long-term Trends - Experts predict that while the current trend of fee reductions may continue in the short term, it is unlikely to be a permanent shift [6]. - The long-term outlook suggests that fee structures will stabilize as the market for net value products matures [6]. - Different banks and wealth management companies are expected to adopt varied pricing strategies, leading to further differentiation in fees and services [6].

Core Viewpoint - The Chinese banking sector is actively implementing fee reduction policies to support small and micro enterprises, enhancing service efficiency through financial technology, and ensuring that the benefits of these policies reach the intended beneficiaries [1][2][4][7]. Group 1: Fee Reduction Policies - Major banks like Agricultural Bank of China and Industrial and Commercial Bank of China have highlighted their efforts in reducing fees and taxes, with over 82 million market entities benefiting from a total of 12 billion yuan in fee reductions since the implementation of the policies [1][2]. - Agricultural Bank of China has created clear public announcements regarding fee reductions, utilizing various channels to ensure that small and micro enterprises are well-informed about the available benefits [2][3]. - As of the end of 2021, Industrial and Commercial Bank of China increased its free service items from 109 to 149, demonstrating a commitment to supporting struggling small businesses [3]. Group 2: Financial Technology Integration - Financial technology is playing a crucial role in accurately delivering the benefits of fee reductions to small and micro enterprises, with the People's Bank of China establishing a dynamic identification mechanism for these businesses [4]. - Minsheng Bank has implemented system upgrades to automate the identification of clients eligible for fee reductions, resulting in a total fee reduction of 262 million yuan benefiting 647,000 small and micro enterprises by the end of 2021 [4]. - Industrial Bank has integrated facial recognition technology into its account opening processes, enhancing efficiency and accessibility for small businesses [5]. Group 3: Direct Impact of Policies - In response to the COVID-19 pandemic, China CITIC Bank's Shanghai branch ensured uninterrupted cross-border services for businesses, processing nearly 500 million yuan in transactions to support local supply chains [6]. - The bank has also waived various transaction fees for approximately 50,000 enterprises, demonstrating a proactive approach to mitigating the financial impact of the pandemic [6]. - Industrial Bank has expanded its fee reduction initiatives to all corporate clients, with a total reduction of 24 million yuan benefiting 310,000 small and micro enterprises from September 2021 to February 2022 [7]. Group 4: Monitoring and Feedback Mechanisms - The People's Bank of China has established a regular monitoring mechanism to ensure the effective implementation of fee reduction policies, conducting visits to over 100,000 bank branches and 110 payment institutions [7]. - Feedback from market entities indicates that over 90% are satisfied with the execution of the fee reduction policies, reflecting the positive reception of these initiatives [7].

Core Viewpoint - The Agricultural Development Bank of China (ADBC) in Emeishan City has initiated a pilot program to enhance transparency in corporate loan financing costs, providing a comprehensive cost list to businesses, which has significantly improved their understanding of financing expenses [1][3]. Group 1: Pilot Program Implementation - The pilot program for disclosing comprehensive financing costs was launched by ADBC Emeishan City branch, resulting in over 600 million yuan in credit support within two months [3]. - The initiative addresses the confusion businesses face regarding total financing costs, which hampers their ability to evaluate financing options accurately [3][4]. - ADBC identified this issue through market research and feedback from enterprises, positioning it as a key area for improving the business environment and service quality [3][4]. Group 2: Key Features of the Cost List - The cost list is standardized, covering all potential fees associated with loans, ensuring no costs are overlooked [4]. - The list is presented in a visual format, making it easier for clients to understand the breakdown of financing costs, including specific amounts and the entities charging them [4]. - The program emphasizes visible cost reductions, highlighting fees waived by the bank, such as assessment and registration fees, allowing businesses to clearly see the benefits of the bank's policies [4][5]. Group 3: Benefits for Businesses and the Bank - For businesses, the initiative leads to better financial decision-making, enhanced access to policy benefits, and an overall improved sense of satisfaction [5]. - For the bank, it promotes refined internal management, encourages the reduction of unnecessary fees, and optimizes service processes, ensuring that cost reductions are tangible and evident [5].