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减费让利 惠企直达 兴业银行西安分行精准滴灌实体经济
Sou Hu Cai Jing· 2026-01-30 01:37
为深入贯彻金融服务实体经济的决策部署,切实降低企业综合成本,2025年,兴业银行西安分行多措并 举推进减费让利工作,全年累计为各类企业减免手续费超2400万元,主动承担信贷业务相关抵押登记 费、评估费等融资费用超600万元,惠及客户16000余户,以切实举措为企业纾困解难,赋能高质量发 展。 2025年7月1日,该行正式启用新版服务收费价目表,进一步推动降费政策落地。此次调整围绕惠企利民 主线,主要呈现三大亮点:一是积极响应行业倡议,延长支付手续费优惠期限;二是强化对小微企业的 服务支持,在免费价目表中明确列示相关免费项目,加强客户权益保护;三是优化部分服务项目的收费 标准与细则,致力于精准降低客户综合金融成本。 针对企业融资过程中的痛点,该行坚持"能担尽担"原则,主动承担抵押登记费、评估费、公证费等多项 融资环节费用,着力打破"隐性成本"壁垒,助力企业轻装前行。 为确保政策红利直达实体,该行构建了线上线下协同的宣传服务体系。线下网点设立宣传专区,并组织 服务团队深入园区、企业等开展专项宣传;线上通过手机银行等渠道广泛推送优惠政策。同时,通过全 员培训确保一线人员精准掌握政策细则,打通金融服务"最后一公里"。 ...
金融暖流润荆楚 降费红利惠万家——邮储银行湖北省分行多措并举减费让利显实效
Sou Hu Cai Jing· 2025-12-29 09:04
Core Viewpoint - Postal Savings Bank of China Hubei Branch is committed to serving the real economy and small businesses by implementing a series of measures to reduce financial costs and fees, thereby injecting financial support into high-quality economic development [1] Group 1: Fee Reduction Measures - The bank has established a comprehensive fee reduction system that covers both corporate and personal clients, ensuring benefits are available online and offline [2] - The bank has eliminated various fees for corporate clients, including account management fees and small account management fees, while offering discounts on account opening fees for small businesses and individual entrepreneurs [2] - Personal clients benefit from waived annual fees for debit cards and reduced costs for account usage, effectively lowering financial burdens [2] Group 2: Financing Cost Reduction - The bank has aligned its loan pricing with the Loan Prime Rate (LPR), providing a 75 basis point discount for inclusive small business loans, resulting in a decrease of over 50 basis points in the average interest rate for small business loans since 2025 [3] - The bank has taken on costs associated with mortgage assessments, registration, and notarization to alleviate the financial burden on businesses, eliminating hidden fees [3] Group 3: Policy Promotion and Impact - The bank has created a dual-channel promotional strategy to ensure comprehensive policy dissemination, utilizing both online platforms and physical outreach to enhance awareness [4] - As of November 2025, the bank has waived a total of 93.84 million yuan in payment fees, benefiting over 107,000 business entities, with 92,000 being small businesses and individual entrepreneurs, accounting for 86% of the total [4] - Over the past five years, the bank has covered 58.97 million yuan in costs related to mortgage assessments and other fees for enterprises [4] - The bank plans to continue enhancing fee reduction policies and improving service precision to further support the financing needs of businesses [4]
减费让利暖赣鄱 金融赋能助发展
Sou Hu Cai Jing· 2025-12-27 00:56
Core Insights - The core mission of the Industrial Bank Nanchang Branch is to provide financial services that support the real economy, aligning with national policies aimed at reducing costs and boosting consumption [1] Group 1: Financial Support for Enterprises - The Nanchang Branch has implemented targeted policies to reduce financial burdens on enterprises, extending fee discounts for online banking and corporate connections until December 31, 2027, and reducing transaction fees [2] - The bank has expanded fee waivers for small and micro enterprises to all institutional clients, effectively lowering operational and cash flow costs for businesses [2] Group 2: Enhancing Personal Financial Services - The bank is focused on improving personal financial services, offering fee reductions for retail customers, including discounts for VIP clients and waivers for certain transactions, with benefits extended until June 30, 2026 [3] - These measures aim to reduce costs for residents in their daily financial activities and enhance their overall banking experience [3] Group 3: Comprehensive Promotion of Policies - A multi-channel promotional system has been established to ensure that the fee reduction policies reach every customer, utilizing both online and offline methods [4] - The bank conducts outreach activities in various community settings to explain policies directly to clients, ensuring effective communication and understanding of the benefits available [4] Group 4: Future Directions - The Nanchang Branch plans to continue adapting its fee reduction measures in response to market needs, enhancing the precision and convenience of its financial services [5] - The bank aims to broaden the reach of its financial benefits to support the local economy and improve the welfare of residents in Jiangxi [5]
邮储银行广安市分行累计为小微主体减免手续费超395万元
Sou Hu Cai Jing· 2025-12-15 09:01
为深入贯彻落实国家关于减费让利的决策部署,邮储银行广安市分行积极践行金融为民理念,持续推动 支付手续费减免政策落地见效,切实帮助小微企业和个体工商户降低经营成本。自相关政策实施以来, 该行已累计为4.69万户客户减免支付手续费395.29万元,以实实在在的举措助力实体经济发展。 在政策执行过程中,邮储银行广安市分行坚持"应降尽降、应免尽免"原则,对单位结算账户开户、账户 管理、转账汇款、电子银行等多项手续费实施减免。尤其对于难以准确界定身份的客户,该行一律按最 优惠的小微企业及个体工商户标准执行,确保政策红利覆盖更广、落实更细。 个体工商户王某在办理开户时,得知可享受开户手续费减半、免收账户管理费和年费,后续转账汇款费 用也同步降低,感到既惊喜又感动。"银行主动让利,为我们节省了经营成本,真切感受到国家的支 持。"王某表示,这让他对今后的经营发展更有信心。 下一阶段,邮储银行广安市分行将继续履行国有大行责任,持续落实减费让利各项要求,进一步优化金 融服务,助力小微企业轻装上阵,为实体经济高质量发展注入更多金融动能。(杨琪) 为提升政策触达率,邮储银行广安市分行建立常态化宣传机制,采取"线下+线上"双渠道推广。 ...
中信银行南昌青山湖支行开展减费让利政策宣传活动
转自:江西晨报 对于前来银行办理单位账户业务的客户,工作人员将积极开展减费让利政策的普及宣导,确保每位办理 账户业务的小微企业和个体工商户都了解到中信银行的费用优惠政策,并且中信银行青山湖支行积极利 用企业对账、企业年检通知等业务通知的有利时机,一并对银行存量客户进行电话宣传,扩大影响面。 中信银行青山湖支行通过本次宣传活动的开展,进一步加深了"减费让利,让利于民"政策的普及程度, 积极做好减费让利政策的落地执行工作。下一步中信银行南昌青山湖支行将继续践行使命,扎实推进减 费让利的相关工作,不断提高业务办理效率,做到"降费不降服务"。(邓一朦) 编辑:穆皓 为积极响应中国人民银行"支付降费,让利于民"主题宣传活动的号召,中信银行南昌青山湖支行扎实做 好支付服务工作,积极宣传减费让利政策,提升小微企业和个体工商户对减费让利政策的满意度。 中信银行青山湖支行采用线上线下协同宣传的方式,在营业场所布放服务价目表、宣传公告、海报等宣 传物料,确保价格公示透明公开,让前来网点办理业务的客户能第一时间获取到银行的减费让利政策。 同时利用营业网点外部LED屏幕滚动播放"减费让利,让利于民"的宣传口号,扩大周边居民对减费让利 ...
中信银行南昌洪城支行开展减费让利宣传活动
Core Points - The main objective of the initiative by China CITIC Bank Nanchang Hongcheng Branch is to reduce operational costs for businesses and support the development of the real economy through a "payment reduction and benefit the public" campaign [1][2] Group 1: Policy Implementation - The bank has integrated various fee reduction measures into a user-friendly promotional brochure and service price list, which includes the cancellation of check issuance fees, loss reporting fees, and the exemption of management fees for corporate settlement accounts [1] - The bank has reduced interbank transfer fees, annual fees for digital certificates, and card transaction fees, aiming to provide tangible financial benefits to small and micro enterprises, individual businesses, and the general public [1] Group 2: Public Awareness and Training - The Nanchang Hongcheng Branch actively engages with businesses and schools to promote the fee reduction policies, visiting local communities and individual merchants to enhance public awareness [1] - Regular training sessions are conducted for staff to ensure comprehensive knowledge of the fee reduction policies, enabling them to accurately address customer inquiries [1] Group 3: Monitoring and Feedback Mechanism - A closed-loop mechanism for "promotion-execution-supervision" has been established to ensure the effective implementation of the fee reduction policies, including public displays of fee reduction projects and standards at service points [1] - The bank has set up a suggestion book to accept consumer feedback and conducts regular internal training and self-checks to verify the accurate execution of fee reductions and timely refunds [1]
减费让利不止步,金融服务实体经济“加速度”
Core Viewpoint - The Xinyu Bank Hohhot Branch is actively implementing national policies aimed at reducing fees and benefiting enterprises and the public, enhancing financial service quality to support the development of small and micro enterprises and contribute to economic growth [1][2]. Group 1: Policy Implementation - The bank has launched a campaign titled "Reducing Payment Fees to Benefit the Public" to increase awareness and satisfaction regarding fee reduction policies among the public [1]. - The bank utilizes its branches as key platforms for promoting various preferential policies, ensuring that customers are informed about the fee reduction measures [1]. Group 2: Financial Impact - Since the implementation of fee reduction measures on September 30, 2021, the bank has cumulatively reduced various service fees by 57.766 million yuan, benefiting 9,016 small and micro enterprises and individual businesses [2]. - The bank has also taken on costs associated with enterprise financing, such as evaluation fees and mortgage registration fees, amounting to 2.3704 million yuan in 2025 [2]. Group 3: Future Commitment - The bank is committed to continuing the implementation of fee reduction policies to enhance customer satisfaction and ensure that the benefits reach every client [2].
中信银行上饶分行开展“减费让利 惠企利民”宣传活动
Core Points - The article discusses the initiatives taken by China CITIC Bank's Shangrao branch to reduce fees for small and micro enterprises and individual businesses, aligning with the State Council's directive to lower operational costs and enhance the business environment [1][2] Group 1: Policy Implementation - China CITIC Bank's Shangrao branch is actively promoting the "fee reduction and benefit delivery" policy through various channels, including brochures, LED screens, multimedia displays, and SMS campaigns [1] - The branch has placed service price lists and fee reduction announcements prominently in its service areas to standardize service charges [1] Group 2: Customer Engagement - Dedicated staff are available in the branch to answer customer inquiries regarding fee reductions, specifically addressing concerns about account opening fees, remittance fees, and telegram fees [1] - The bank aims to enhance customer understanding of the fee reduction policies through face-to-face interactions [1] Group 3: Fee Reduction Measures - The bank adheres to the principle of "reducing all applicable fees and waiving all applicable charges," extending benefits from small and micro enterprises to all corporate clients [1] - Specific fee reductions include waiving service fees for corporate settlement cards, reducing account opening fees, and offering discounts on interbank transfers for amounts up to 100,000 RMB [1] Group 4: Future Plans - China CITIC Bank's Shangrao branch plans to continue implementing fee reduction measures and to normalize promotional activities to ensure that benefits reach businesses and the public effectively [2] - The bank emphasizes maintaining high-quality financial services while reducing fees, ensuring that service quality is not compromised [2]
精准“减负” 兴业银行青岛分行减费让利惠企利民
Core Viewpoint - The Qingdao branch of Industrial Bank is focusing on providing financial support to small and micro enterprises and individual businesses by implementing fee reduction policies to lower operational costs and stimulate growth [1][2]. Group 1: Financial Support for Small Enterprises - The Qingdao branch actively promotes fee reduction policies to help small and micro enterprises reduce their comprehensive operating costs, enhancing their internal motivation and development vitality [1]. - The branch utilizes its service outlets to publicize the latest service price lists, ensuring transparency and clarity regarding the fee reduction policies for clients [1]. - Various outreach methods, such as distributing promotional materials and providing one-on-one policy guidance, are employed to enhance the accessibility and satisfaction of financial services for small business owners [1]. Group 2: Consumer Financial Benefits - The branch extends its fee reduction policies to individual financial consumers, offering zero fees for domestic cross-bank RMB remittances through mobile and online banking, effectively lowering transaction costs for the public [1]. - Continuous optimization of service processes and improvement in business handling efficiency allows customers to enjoy reduced fees while receiving more convenient and efficient service experiences [1]. Group 3: Commitment to Sustainable Development - The Qingdao branch is committed to implementing a series of fee reduction measures that address urgent issues faced by small enterprises and the public, covering key areas such as account services, remittances, and payment settlements [2]. - The branch emphasizes that fee reduction is not a short-term initiative but a long-term commitment to social responsibility and sustainable development [2]. - Future plans include aligning with policy directions and market demands to enhance the supply of inclusive financial products and services, contributing to the high-quality development of the Qingdao economy [2].
减费让利 惠企利民|兴业银行天津分行减费让利在行动
Sou Hu Cai Jing· 2025-09-29 06:11
Core Points - The article discusses the implementation of a new service fee schedule by Industrial Bank, effective from July 1, 2025, aimed at reducing fees and enhancing financial service quality [1] - The bank's Tianjin branch is actively promoting the fee reduction policies to ensure they reach the market effectively, utilizing various offline channels for communication [1] - As of August 2025, the Tianjin branch has waived fees totaling approximately 7.30 million yuan, benefiting over 65,200 customers, with a significant portion of the reductions aimed at corporate clients [1] Group 1 - The new service fee schedule will lower certain service charges and expand the scope of fee reductions to benefit both enterprises and individuals [1] - The Tianjin branch has increased its promotional efforts, distributing over 1,000 informational brochures and achieving over 10,000 electronic screen plays to raise awareness of the policies [1] - The fee waivers cover 160 service items, including deposit and withdrawal fees, corporate online banking, and credit card annual fees [1] Group 2 - The bank aims to continue its "fee reduction and benefit" initiative as part of its commitment to serve the public, focusing on optimizing business processes and enhancing customer satisfaction [1] - The efforts are aligned with the goal of supporting the real economy and contributing to the development of the Beijing-Tianjin-Hebei region [1]