Workflow
小微信保易保单融资
icon
Search documents
工商银行西安分行落地全市首笔跨境金融服务平台“小微信保易”保单融资业务
Sou Hu Cai Jing· 2025-09-05 13:01
Core Viewpoint - The recent upgrade of the cross-border financial service platform by the State Administration of Foreign Exchange supports the "Small and Micro Insurance Easy" policy financing, enhancing financial support for small and micro enterprises in foreign trade [1][3]. Group 1: Policy and Implementation - The "Small and Micro Insurance Easy" policy financing is a comprehensive financial service solution tailored for small and micro foreign trade enterprises, expanding the types of insurance that can be financed [3]. - The successful implementation of this financing service by the Xi'an branch of Industrial and Commercial Bank of China (ICBC) demonstrates a proactive response to national policies aimed at supporting the real economy and small enterprises [4]. Group 2: Financial Impact - As of August 2025, ICBC's Xi'an branch has provided over 22 billion yuan in financing to small and micro enterprises this year, with cross-border settlement business exceeding 4.5 billion yuan, reflecting a 24.81% increase compared to the same period last year [3]. - The financing leverages previously obtained export insurance policies, utilizing digital capabilities of the cross-border financial service platform to offer convenient, efficient, and unsecured funding support to enterprises [3]. Group 3: Future Outlook - ICBC's Xi'an branch plans to continue exploring innovative financial service models to meet the cross-border financial needs of small and micro enterprises, aiming to provide high-quality and efficient solutions for these market players [4].