Key takeaways Several emergency loan types, including personal loans and credit card advances, can fund urgent needs quickly — in some cases within one business day. Payday loans and title loans should be used as a last resort since they come with steep borrowing costs and may be difficult to repay. If you have a bad credit score, you may be ineligible for less-expensive options like personal loans. Knowing what types of emergency loans are available is critical to getting you the funds you need ...

Forget sparkling lights and sugar plums. With rising prices on everything from food to clothing, you may be feeling the squeeze this holiday season. High prices are driving up expected spending: People plan to spend about $900 on gifts, food, and decorations this holiday season, according to the National Retail Federation. Whether you need extra cash to buy gifts for your kids or cover the cost of travel to visit family, you may be thinking about borrowing money for the holidays. From buy now, pay later a ...