转自：新华财经 中国工商银行贺州分行（以下简称"工行贺州分行"）积极践行国有大行责任，将支持居民合理住房需求 作为服务民生的重要抓手，全面提升个人贷款服务可获得性与满意度。截至2025年10月末，该行个人住 房贷款余额超31亿元，年度累计投放近3亿元，持续为贺州市安居工程建设注入金融动能。 深化银企协作，拓展服务覆盖面 工行贺州分行高度重视住房金融生态建设，持续加强与本地优质房地产项目的战略合作，在巩固现有合 作基础上主动对接市场新动态，积极联系"金投国宾府""东城雅苑"等新开盘项目，通过全面考察开发企 业资质与项目进展，前置服务沟通、定制融资方案，为购房群体提供高效、专业的住房按揭支持，助力 新建楼盘销售与住房贷款业务协同发展。 为破解贷款办理周期长的痛点，工行贺州分行多措并举提升服务体验：深化与口碑良好的二手房中介常 态化合作，及时响应交易双方融资需求；为重点合作项目开通绿色通道，提供优先受理、材料精简及流 程加速服务；同步建立贷款进度台账，明确各环节时效责任，确保业务高效衔接。相关举措显著缩短业 务周期，有效提升一二手房贷款服务满意度。 创新服务模式，破解民生痛点 针对住房交易中的难点问题，工行贺州分行 ...

Core Viewpoint - The local government in Yanzhou District, Shandong Province, has successfully addressed the "registration difficulties" faced by residents due to incomplete documentation and bankrupt developers, enhancing the efficiency of property registration processes [1][2][3] Group 1: Government Initiatives - The Yanzhou District Discipline Inspection Commission and the Natural Resources Bureau formed a joint task force to tackle historical registration issues, benefiting 5,476 residents and 27 private enterprises [1] - A new "mortgage transfer with encumbrance" model was pioneered in the district, which has been promoted nationwide, effectively resolving registration challenges [1][2] Group 2: Process Improvements - The district has implemented a collaborative approach among various departments, including natural resources, housing, taxation, and courts, to streamline the registration process and enhance service efficiency [2] - The introduction of "Internet + property registration" and "no-contact approval" has become standard practice, significantly improving the efficiency of mortgage registrations [2] Group 3: Community Impact - The "immediate registration upon handover" service has positively impacted 25 projects and 17,764 residents, increasing public satisfaction and trust in the registration process [2] - The establishment of a "historical issues special window" aims to provide one-stop services, making the registration process clearer and more convenient for the public [2]