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平安低空经济护航者综合保障方案
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低空经济催生保险新需求 险企加速布局新蓝海
Core Insights - The first specialized operational liability insurance product for low-altitude economic operators, named "Anywing Plan," has been launched in Suzhou, providing risk coverage for operational management [1] - The low-altitude economy insurance market is rapidly developing, with over 30% of property insurance companies already engaged in related businesses [2] - The market size for low-altitude economy insurance is projected to reach between 8 billion to 10 billion yuan by 2035 [2] Group 1: Product Development - The Anywing Plan aims to fill the gap in professional risk coverage for low-altitude economic operators, offering a comprehensive risk management system that addresses unique risks such as signal interference and operational errors [1] - Various innovative insurance products have been launched, including a comprehensive low-altitude economic insurance service system by PICC and EHang, and third-party liability insurance by Zhongcai and Taibao [2] Group 2: Market Potential - The low-altitude economy insurance market is expected to see significant growth due to the increasing insurance demand across the entire industry chain, from manufacturing to operation [2][3] - The financial regulatory authorities are actively guiding insurance institutions to innovate in low-altitude economy insurance products and services [2] Group 3: Industry Challenges - The low-altitude economy insurance sector faces challenges such as a lack of historical data, which complicates risk assessment and pricing [3] - Industry experts emphasize the need for insurance companies to collaborate with low-altitude economic stakeholders to enhance data sharing and develop innovative products [3]