Group 1 - The core viewpoint of the article highlights the significant adjustment in redemption fee rates for the Ping An Hui Xiang Pure Bond Fund, which is set to take effect in August 2025, aimed primarily at institutional investors [1][3] - The redemption fee for holdings between 7 days to 1 year will decrease from 0.10% to 0.025%, and for holdings between 1 to 2 years, it will drop from 0.05% to 0.0125%, with all fees being credited to the fund's assets [1] - The promotional offer is limited to a specific period in August 2025, requires redemption through Ping An's direct sales counter, and applies only to certain classes of the fund, effectively excluding most small investors who use distribution channels [1][3] Group 2 - Market analysts suggest that the fee adjustment strategy appears to cater primarily to large institutional clients, as evidenced by the over 99% institutional ownership of the Ping An Hui Xiang Pure Bond A shares [3] - The fund has experienced significant fluctuations, with shares increasing from 0.2 million to 8.16 million in Q3 2024, followed by a redemption of 2.63 million shares in Q2 2025, indicating a focus on servicing large clients [3] - The move has sparked widespread criticism from investors who argue that the tailored discount conditions undermine the interests of small investors and compromise market fairness, prompting calls for regulatory oversight on fund fee policies [3]

值得注意的是，如果是该债券的持有者，要想要享受大规模优惠，还要满足三条限制条件：第一，优惠 仅限8月期间；第二，必须通过平安基金直销柜台办理；第三，优惠仅适用于特定基金产品。 由于普通散户投资者通常通过代销渠道交易，极少使用直销柜台，这意味着绝大多数中小投资者实际上 被排除在优惠范围之外。 文/每日财报 侯宇婷 7月31日，平安基金发布的一则关于平安惠享纯债债券型证券投资基金赎回费率优惠的公告在业内引发 广泛争议。 根据公告内容，平安基金决定在2025年8月1日至8月31日期间，对通过公司直销柜台赎回平安惠享纯债 （基金代码：A类003286、C类009404、D类022021）的投资者实施费率优惠。具体优惠幅度为：持有7 天至1年的赎回费率从0.10%降至0.025%；持有1至2年的从0.05%降至0.0125%，且赎回费全额计入基金 资产。 市场质疑，这种"量身定制"的优惠条件，实质上为特定的大额资金提供了便利。Wind数据显示，平安惠 享纯债A份额机构投资者持有比例高达99%以上，2024年三季度该基金份额曾从0.2亿份暴增至8.16亿 份，但在2025年二季度又出现2.63亿份的大额赎回。由此可看，平 ...