Core Viewpoint - China Construction Bank provides a cash management platform that connects to money market fund products, effectively meeting the investment needs of idle funds [2]. Group 1: Product Features - The "Suying" product connects to the Jianxin Cash Management Fund A, which is characterized by low risk and low fees [3][8]. - The product allows for quick redemption, with a maximum daily redemption limit of 10,000 yuan [5][12]. - The management fee for the Jianxin Cash Management Fund A is 0.30% annually, with a custody fee of 0.05% and a sales service fee of 0.15% [8]. Group 2: Investment Convenience - The product is designed for general investors, making it a suitable choice for most individuals looking to invest idle cash [8]. - Automatic repayment features are available for credit cards and personal housing loans, simplifying the repayment process for users [10][11]. - Users can set a reserve balance, and when the account balance exceeds this amount, the system will automatically invest the excess funds [14].