Group 1 - The article promotes the "速盈" product from China Construction Bank, highlighting its features for quick fund redemption and automatic payment capabilities [3][5][6] - "速盈" allows users to quickly redeem up to 10,000 yuan per day, making it convenient for urgent cash needs [3] - The product is linked to the "建信现金添利货币基金A" (code: 000693), which has a management fee of 0.30% per year, a custody fee of 0.05% per year, and a sales service fee of 0.15% per year [4] Group 2 - The article emphasizes the ease of managing finances with "速盈," allowing users to invest small amounts starting from 0.01 yuan with no transaction fees [4] - It supports automatic credit card repayments, where the system can automatically redeem fund shares to pay off credit card balances [5] - "速盈" also offers an automatic mortgage repayment feature, which allows users to set up regular transfers from their investment account to cover mortgage payments [6]

Core Viewpoint - China Construction Bank provides a cash management platform that connects to money market fund products, effectively meeting the investment needs of idle funds [2]. Group 1: Product Features - The "Suying" product connects to the Jianxin Cash Management Fund A, which is characterized by low risk and low fees [3][8]. - The product allows for quick redemption, with a maximum daily redemption limit of 10,000 yuan [5][12]. - The management fee for the Jianxin Cash Management Fund A is 0.30% annually, with a custody fee of 0.05% and a sales service fee of 0.15% [8]. Group 2: Investment Convenience - The product is designed for general investors, making it a suitable choice for most individuals looking to invest idle cash [8]. - Automatic repayment features are available for credit cards and personal housing loans, simplifying the repayment process for users [10][11]. - Users can set a reserve balance, and when the account balance exceeds this amount, the system will automatically invest the excess funds [14].