Core Viewpoint - The article emphasizes the importance of retirement planning and the various financial products available to help individuals prepare for their retirement, highlighting the role of the bank's services in simplifying this process [3][4]. Group 1: Retirement Planning Services - The bank offers a comprehensive "hexagonal" retirement planning service that includes wealth management, policy consultation, account opening, and asset allocation guidance [4]. - The service aims to assist clients in understanding retirement policies, opening tax-advantaged accounts, and selecting suitable financial products [4]. Group 2: Financial Incentives - The bank provides various incentives for clients who open and contribute to personal pension accounts, including rewards for first-time deposits and annual contributions [9][10]. - Clients can earn up to 380 yuan in rewards for initial contributions of 10,000 yuan and additional bonuses for referring friends [10]. Group 3: Client Engagement - The bank encourages clients to build their "retirement fund pool" gradually, emphasizing the importance of consistent contributions to ensure financial security in retirement [7]. - The article promotes the idea of personalized service through dedicated client managers who assist in retirement planning [5][12].