Core Viewpoint - The recent loan of 20 million yuan by CITIC Bank's Luoyang branch for a low-income housing project highlights the bank's commitment to supporting affordable housing initiatives and addressing housing difficulties for low-income families and new citizens in Luoyang [1] Group 1: Loan Details - CITIC Bank provided a development loan of 20 million yuan specifically for the construction of the main structure and supporting facilities of the affordable housing project [1] - The project aims to effectively resolve housing difficulties for 1,015 low-income families and new citizens [1] Group 2: Bank's Role and Strategy - CITIC Bank positions itself as a key financial player in supporting social responsibility and national livelihood policies, particularly in the realm of affordable housing construction [1] - The bank established a dedicated service team to engage with the project construction unit, conduct in-depth research on project needs, optimize the approval process, and shorten the loan disbursement period [1] Group 3: Future Plans - CITIC Bank's Luoyang branch plans to explore diversified financial support models to enhance service precision and efficiency [1] - The bank aims to actively engage with the real estate financing coordination mechanism to meet the reasonable financing needs of real estate companies, contributing to the economic development of Luoyang [1]

Core Viewpoint - Citic Bank's Luoyang branch has provided a development loan of 20 million yuan for a low-income housing project, aimed at addressing housing difficulties for 1,015 low-income families and new citizens in Luoyang [1] Group 1: Loan Details - The loan is specifically allocated for the construction of the main structure and supporting facilities of the affordable housing project [1] - The financial support is expected to significantly contribute to the construction of the city's保障性住房 (guaranteed housing) system [1] Group 2: Bank's Commitment - Citic Bank emphasizes its role in supporting affordable housing as part of its social responsibility and alignment with national livelihood policies [1] - A specialized service team was formed to engage with the project construction unit, conduct in-depth research on project needs, and optimize the loan approval process [1] Group 3: Future Plans - The Luoyang branch plans to increase credit investment in the affordable housing sector and explore diversified financial support models [1] - The bank aims to enhance service precision and efficiency while actively engaging with the real estate financing coordination mechanism to meet reasonable financing needs of real estate companies [1]