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广发银行东莞分行:普惠金融增量扩面,金融活水浇灌经济良田
2 1 Shi Ji Jing Ji Bao Dao· 2025-07-26 05:40
Core Insights - The core focus of the news is on the rapid and effective financial support provided by Guangfa Bank's Dongguan branch to small and micro enterprises, emphasizing the importance of inclusive finance in supporting the real economy [1][2][3] Group 1: Financial Support Initiatives - Guangfa Bank's Dongguan branch completed the entire loan process in just seven working days for a client, showcasing the efficiency of their "Mortgage Easy" product [1] - The bank established a special working group to coordinate financing for small and micro enterprises, utilizing the "Yue Xin Fu" platform and conducting extensive outreach activities [1][2] - The bank has visited over 6,650 enterprises in the first half of 2025, with more than 670 enterprises receiving credit, totaling over 1.1 billion yuan in credit [2] Group 2: Loan Products and Services - The "Mortgage Easy (Youqi)" product was developed to cater to the specific needs of small and micro enterprises, focusing on various borrower categories and collateral types [2] - In the first three months of the product's implementation, the bank issued loans exceeding 44.5 million yuan [2] - The bank has created a comprehensive financial service system that combines online and offline support, promoting efficient loan applications and rapid disbursement [2] Group 3: Impact on Small and Micro Enterprises - In the first half of 2025, Guangfa Bank's Dongguan branch disbursed nearly 3 billion yuan in loans to small and micro enterprises, supporting over 1,300 clients [3] - The bank achieved year-on-year growth in both the amount and number of loans to small and micro enterprises, demonstrating a commitment to expanding inclusive finance [3]