Group 1 - The core viewpoint of the articles highlights the significant growth and development of the cold-water fish farming industry in Hailin City, Heilongjiang Province, driven by favorable natural resources and financial support from local banks [1][2][3] - Hailin City has a total aquaculture area of 62,000 acres, producing over 2,645 tons of cold-water fish this year, with a total output value of 42.32 million yuan, both showing a year-on-year growth of 15% [1] - The financial support from the People's Bank of China and local banks has been crucial, with the agricultural and fishery loans reaching a balance of 2.266 billion yuan, a year-on-year increase of 4.76%, and loans related to fisheries growing by over 20% [3] Group 2 - The introduction of credit products like "Yunong Quick Loan" has enabled fish farmers to expand their operations, as seen in the case of a local fish farmer who received 350,000 yuan to increase production [2] - The local government and financial institutions have established a "New Agricultural Operating Entity Support Plan" to dynamically update financing needs and encourage tailored financing solutions for different production stages [3] - Financial institutions have launched targeted loan products such as "Huiyu Loan" and "Industry Loan" to effectively meet the funding needs of fish farmers [3]