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建设银行连云港分行不断优化服务模式赋能乡村振兴
Jiang Nan Shi Bao· 2025-07-18 06:56
Group 1 - The core viewpoint highlights the significant role of financial support from China Construction Bank in boosting the local crab farming industry in Guannan County, which has a long history of over 30 years in crab cultivation [1][2] - The crab farming area in Guannan County has reached over 20,000 acres, generating an annual output value of nearly 300 million yuan [2] - China Construction Bank has provided over 45.8 million yuan in loans to 63 crab farmers in Guannan County, demonstrating its commitment to supporting local agricultural development [2] Group 2 - The bank has optimized its financial service model, focusing on the integration of primary, secondary, and tertiary industries, and enhancing comprehensive financial services for agricultural industry clusters [2][3] - The bank has developed various loan products tailored to the needs of farmers, including "Rural Revitalization Loan," "Agricultural Machinery Loan," and "Urban-Rural Integration Loan" [3] - As of the end of June, the bank's agricultural loan balance reached 12.52 billion yuan, indicating strong financial support for the agricultural sector [2][3]
金融活水润泽“田间地头”
转自:人民周刊网 车行在湖北省咸宁市嘉鱼县潘家湾镇,路两旁大片的田埂上种满了南瓜和冬瓜,青翠的蔬菜连绵成片。 农户采摘好的南瓜堆成了小山,即将装框运输往全国各地。 业发展有限公司蔬菜种植基地,广袤田畴如绿色织锦铺展,尽显蓬勃生机。邱活摄 "建行嘉鱼支行在开展乡村振兴金融调研时,发现村民因资金短缺面临播种难、施肥难、扩大种植更难 的困境。"建行嘉鱼支行行长喻跃说,针对涉农客群,建行推出专属的"善营贷"产品,对于涉农小微企 业、个体工商户、新型农业经营主体,或拥有上述经营实体的小微企业主,运用大数据、互联网技术建 立线上线下交互融合的信贷业务模式。目前,建行已累计为嘉鱼县蔬菜、渔业等涉农客群50余客户发放 贷款3800万元。 "北有寿光,南有嘉鱼",嘉鱼县也是闻名的蔬菜大县,蔬菜产业规模大。 嘉鱼县湖北金润 农业发展有限公司种植基地。邱活摄 湖北金润农业发展有限公司是嘉鱼县规模最大的蔬菜种植企业,也是中国农业科学院以及湖北省农科院 定点科技示范基地。公司经理张建建告诉记者,公司流转种植面积8250亩,还拥有84个单体大棚、3个 连栋大棚以及1个生产车间。 今年6月,建行嘉鱼支行积极支持公司发展,为湖北金润农业发展 ...
建行东台支行科技赋能“红土地” 金融“活水”润乡村
Jiang Nan Shi Bao· 2025-06-09 03:26
Core Viewpoint - The article highlights the integration of technology and finance by the Bank of China Dongtai Branch in promoting rural revitalization through a themed technology activity week titled "Red Bloodline · Technology Promotes Agriculture" [1][2] Group 1: Technology and Financial Innovation - The Dongtai Branch has created an immersive experience area in Yangshen Village to bridge the gap in rural technology application, allowing villagers to interact with AI devices for weather and agricultural knowledge [1] - The use of intelligent tools like "DeepSeek" simplifies the credit application process, making complex financial services more accessible to rural residents [1] - The bank aims to eliminate information barriers and promote digital financial inclusion in rural areas [1] Group 2: Financial Support for Agriculture - The core of the technology activity week is to activate the endogenous motivation of rural areas through financial power, with customer managers conducting on-site credit assessments for quality agricultural entities [1] - The event promotes specialized financial products such as "Red Agricultural Loan," "Yunong Quick Loan," and "Rural Revitalization Credit Card," addressing the challenges of financing in agricultural development [1] - The bank utilizes big data risk control models and mobile financial terminals to ensure precise delivery of credit resources to rural areas [1] Group 3: Cultural Integration and Social Responsibility - The Dongtai Branch integrates red culture into its technology financial services, sharing stories of past struggles while promoting digital financial knowledge [2] - The bank's efforts reflect a commitment to social responsibility, aiming to optimize the rural credit system and bridge the urban-rural digital divide [2] - The initiative represents a unique path of "Finance + Technology + Red Culture" for agricultural development [2]
逐“绿”不辍 书写美丽福建的建行答卷
Core Viewpoint - The Construction Bank of Fujian Province actively promotes green development and integrates into the province's low-carbon transformation, optimizing green financial services to support ecological governance and energy transition [1][2][3] Group 1: Green Financial Services - As of the end of May, the green loan balance of the Construction Bank of Fujian Province exceeded 100 billion yuan [1] - The bank has provided over 80 million yuan in loans for the "300MW Fish-Solar Complementary Photovoltaic Power Station Project" in Zhangpu County, which is expected to generate 467 million kilowatt-hours of electricity annually and reduce sulfur dioxide emissions by approximately 14,200 tons and carbon dioxide by 460,100 tons [1] - The bank has innovated financial products such as "carbon reduction-linked loans" to support the low-carbon transition of traditional thermal and gas power [1] Group 2: Ecological Restoration Projects - The bank has supported the blue bay restoration project in Putian City, which includes the restoration of mangrove wetlands and habitats for endangered species [2] - It has utilized various financing products, including bond financing and sponge city loans, to support comprehensive water environment governance projects [2] - The bank has developed unique products like "Lin Yi Loan," "Carbon Reduction Loan," and "Yunong Quick Loan" to enhance the value of ecological resources [2] Group 3: Industrial Transformation and Green Manufacturing - Fujian Province has adjusted its industrial structure to establish a green manufacturing system, achieving over 1 trillion yuan in industrial output from national and provincial-level green factories [3] - The bank has introduced mechanisms linking carbon emission indicators with loan interest rates to promote the green transformation of the construction materials industry [3] - It has implemented differentiated support policies for green, low-carbon, and circular economy enterprises while promoting personal "carbon accounts" to encourage societal participation in environmental protection [3]
建行吉林省分行高质量做好春耕备耕金融服务
转自:新华财经 近两年来,建行抚松支行人参贷款总投放量达6.75亿元,覆盖农户1200多户,依靠建行的贷款,越来越 多的农户实现了从参农到老板的转变。 记者从中国建设银行吉林省分行(简称建行吉林省分行)了解到,该行聚焦乡村振兴重点领域,今年以 来以倾斜资源投入、制定差异化政策、推进数字金融、实施减费让利等方式,高质量做好春耕备耕金融 服务。截至3月末,该行涉农贷款余额超过356亿元,本年新增贷款超过27.5亿元,其中本年累计投放备 春耕贷款22.15亿元。 聚焦备春耕重点领域投放贷款 在服务农资领域方面,建行吉林省分行将种子研发、化肥生产、农林牧渔专用机械等重点农资生产销售 企业作为优先支持行业,不断加大信贷投入。该行依托企业级信息建档业务模式,采用"线下采集信息 +线上授信"方式,为农户、农村个体工商户、农资农机经销商提供纯信用贷款;并与农担公司合作, 简化业务流程,支持新型农业经营主体、化肥生产经销、农机设备生产经营等重点企业贷款。 在保障粮食安全方面,建行吉林省分行全力支持吉林省"千亿斤粮食"产能建设工程,助力发展现代化大 农业。依托"善建粮安"金融服务品牌,该行持续围绕粮食安全领域加大信贷支持力度,重 ...
建设银行黑河分行为春耕注入“及时雨”
"金融服务不能坐在办公室想,得蹲在田埂上看。"姚冬梅翻开笔记本,里面记满了密密麻麻的需求:西 岗子镇需要大型农机贷款,新生乡养殖户缺疫病保险对接,常胜村电商合作社愁物流周转资金…… 清晨六点,张富清金融服务队"90后"队员陈宇和高烽驾驶越野车碾过结着薄冰的乡间小路,后车厢里装 着便携式打印机和金融知识手册。他们比父辈更懂数字化工具,却坚持用最"笨"的办法——挨村挨户服 务。在瑷珲镇合作社内,陈宇发现种植户王树忠对着手机银行犯难,立刻打开手机相册里的操作流程 图:"大叔,您看点这里选'裕农快贷',人脸一扫就能申请。" 这样的场景几乎每天都在上演。针对顺达合作社等新型农业主体的资金渴求,服务队创新"党建+网 格"模式,将瑷珲镇23个自然村划成责任区,每周蹲点三天,白天跟着农户下地头看墒情,晚上围着火 炉算资金账。数据显示,自启动春耕服务以来,他们累计为4000余农户授信1.2亿元,其中35%通过"移 动柜台"完成签约。 村口小店的"金融驿站":把服务嵌进生活圈 在距离黑河市区130公里的逊克县干岔子乡,村头的"裕农通"普惠金融服务点成了春耕季最热闹的地 方。店主李春梅熟练地帮农户代缴话费、查询贷款进度,这得益于建 ...
【福利】万村增金|春耕好时节 邀您领权益
中国建设银行· 2025-02-27 07:11
D国建设银行 | 霞 裕农通 开卡、贷款有惊喜, 共赴新丰年, 缴费、交易优惠多, 越用越有礼! 万村增金活动 春耕好时节 邀您领权益 活动时间:2025年1月1日-3月31日 祥蛇启春耕 万村财气"增" 裕农通开年送好礼 春耕福利乐享不停 K 立即报名参与"万村增金"活动 -业主邀请你领福利- 万柄增金活动 活动时间: 2025年1月-3月 好礼一·裕农开卡礼 活动期间,非建行客户完成 " 裕农通卡 " 开立并激活。 1次幸运大转盘抽奖机会 好礼二·社保开卡礼 活动期间,完成"社保卡" 开立并激活。 1次幸运大转盘抽奖机会 好礼三·裕农贷款礼 活动期间,在" 裕农通 " APP 完成 5000 元及以上 的" 裕农快贷"申请目支 用,或 5000 元及以上的 " 裕农贷"支用。 1次幸运大转盘抽奖机会 好礼四·社保缴费礼 活动期间,在"裕农通" 服务站点或通过" 裕农通 APP"完成社保缴费 |医保与 养老保险缴费需为税总模式,非税总模 式无法参加 )。 好礼五 · 裕农通APP越用越有礼 活动期间,通过" 裕农通 "APP 完成 1 笔 30 元及以上指定金融交易(不含" 裕农 钱包"" 裕农贷款"、社保 ...
【惊喜】万村增金送好礼,幸运抽签喜气扬
中国建设银行· 2025-01-23 06:18
不 裕农通APP越用越有礼。 活动期间,通过"裕农通"APP 完成 1 笔 30元及以 上指定金融交易(不含"裕农钱包""裕农贷款"、社 保缴费相关交易 )。 2元微信立减金/月 温馨提示: 活动详细规则,具体以活动页面为准。 金蛇舞动迎春光,裕农有礼送吉祥 五福临门好运至,万村增金喜气扬 FFF F 55 "裕农通"App 体验更多精彩 新的一年,建行裕农通与您携手 共庆繁盛蛇年 0.99元起购36元交时运城冷 未经允许不可引用 - 99 © 立即报名领惊喜 © 裕农开卡礼 活动期间,非建行客户完成"裕农通卡"开立并激活。 1次幸运大转盘抽奖机会 社保开卡礼 活动期间,完成"社保卡"开立并激活。 1次幸运大转盘抽奖机会 裕农贷款礼 活动期间,在"裕农通"APP 完成 5000元及以上的 "裕农快贷"申请目支用,或5000元及以上的"裕 农贷"支用。 1次幸运大转盘抽奖机会 社保缴费礼 活动期间,在"裕农通"服务站点或通过"裕农通 APP"完成社保缴费(医保与养老保险缴费需为税总 模式,非税总模式无法参加)。 5元微信立减金 H 中国建设银行 @ 裕农通 . 会送好 ally 活动时间:2025年1月1日-3 ...