Group 1 - The core idea of the news is the innovative insurance policy launched by PICC Property and Casualty Beijing Branch, which provides product liability insurance for traditional metal forging craftsmanship, marking a new opportunity for the modern inheritance of this ancient skill [1] - The insurance covers economic compensation responsibilities for third-party personal injury or property damage caused by product defects during normal use of the forged products, along with necessary legal fee protection [1] - PICC has previously explored non-material cultural heritage insurance, having issued the first batch of agricultural cultural heritage protection insurance in 2025, providing comprehensive coverage for various agricultural cultural heritages [1] Group 2 - The insurance mechanism offers a full-chain protection system for intangible cultural heritage skills, including pre-prevention, in-process control, and post-compensation [2] - In Chaozhou, PICC provides exclusive risk protection for the Phoenix Dan Cong tea museum and the Chaozhou hand-pulled red clay pot craftsmanship transmission platform, creating a dual protection system for both material and non-material aspects [2] - PICC's Ningbo branch launched "artisan insurance" to cover various risks faced by traditional artisans, enhancing their operational security and allowing them to focus on their craft with peace of mind [2] - The company aims to implement the "14th Five-Year Plan" recommendations for the systematic protection of cultural heritage, continuing to deepen the "insurance + intangible cultural heritage" innovative model [2]