转自：新华财经 金融活，经济活；金融稳，经济稳。创新驱动发展，有赖于更加完善的科技金融体系；绿色发展和"双 碳"目标的实现，离不开绿色金融作为坚实后盾；推进共同富裕，需要进一步增强金融服务的普惠性； 实现老有所养、老有所依，发展养老金融势在必行；数字经济蓬勃发展，数字金融发展也要不断深化。 五篇大文章，进一步明确了未来金融业在助力经济结构优化过程中的发力点，是提高金融服务实体经济 质效的针对性部署，对于切实加强重大战略、重点领域和薄弱环节的优质金融服务，着力为经济社会发 展提供高质量金融服务具有重要意义。 立足自治区，兴业银行呼和浩特分行始终坚持金融工作的政治性、人民性，以写好写实"五篇大文章"为 己任，结合总行"区域+行业"战略部署，草原兴业主动化"国之大者"为"行之要务"，为自治区经济社会 高质量发展、人民奔向美好生活奋力驰骋。 三是融智支持区域绿色转型发展。与包头市林草局联名发布"兴业低碳鹿城借记卡"，为个人客户提供共 享单车月卡、新能源车充电、个人碳账户等三大低碳权益。与鄂尔多斯市政府成功签署碳达峰试点城市 战略合作框架协议，成为鄂尔多斯市碳达峰试点工作推进的主要合作银行。 做好普惠金融文章 践行金融 ...

近年来，邮储银行（601658）湖南省分行始终坚守服务"三农"、城乡居民和中小企业的市场定位，做深 做细普惠金融大文章，持续提升金融服务的可得性、覆盖率和满意度，满足客户多元化金融需求，助力 地方经济高质量发展。 创新服务体系 助力新市民创业就业 深耕实体经济 激发小微企业发展活力 作为普惠金融的先行者，邮储银行湖南省分行紧扣湖南省"4×4"现代化产业体系建设目标，锚定园区先 进制造业与民生领域发展需求，以金融活水精准滴灌实体经济。截至2025年4月末，该行累计发放小企 业贷款1658亿元，惠及客户1.4万户。该行针对专精特新及科创客群开展名单制营销，截至目前，该行 科技金融服务已覆盖企业5358家，累计投放科技型企业贷款近1570亿元。其中，邮储银行长沙市分行落 地了全国邮储银行系统内首笔大额科创贷，并成功办理全省首笔"技术流"限额突破业务，为科技创新企 业破除融资壁垒。 针对小微企业"融资难、融资贵"痛点，该行以"普惠金融综合服务商"为定位，践行小微企业融资协调工 作机制，组建工作专班，深入开展"千企万户大走访"活动，实现金融服务与企业需求的精准对接。截至 2025年4月末，该行普惠型小微企业贷款余额57 ...

在大理来思尔乳业有限公司（以下简称"来思尔乳业"）的生产车间里，一条条先进的生产线正有条不紊地运转着，来思尔 乳业的产品就是从这里远销到全国各地。从1988年起步，到如今成为云南省乳制品产销量排名第三、酸奶产销量第一的农业产 业化国家重点龙头企业，来思尔乳业的发展背后离不开金融"活水"的灌溉。 研究人员在实验室开展菌种研究（资料图）。新华网发（来思尔乳业 供图） "软实力"转化为融资"硬通货" 相较于传统银行需要企业土地厂房等"硬资产"抵押贷款，近年来，兴业银行股份有限公司昆明分行（以下简称"兴业银行昆 明分行"）针对来思尔乳业已开始着手构建高原特色农业金融支持的新模式，建立起一套评估企业"技术基因"的创新体系，这不 仅是金融工具的升级，更是对高原特色农业价值的重新定义。 2024年1月5日，云南省科技厅将兴业银行昆明分行纳入云南省科技创新融资贷款试点机构，该行"技术流"科技金融产品纳 入试点工作，享受云南省科技厅科创贷款贴息政策，按照贷款利率给予70%的贴息补助。同年，兴业银行昆明分行下辖大理分 行主要负责人多次带队走访，最终与来思尔乳业达成融资合作意向。2025年3月，来思尔乳业成功通过兴业银行昆明分行" ...

Core Insights - The article emphasizes the commitment of Industrial Bank's Shijiazhuang branch to enhance financial services for small and micro enterprises, focusing on innovative financing solutions to support their growth [1][2] Group 1: Financial Services for Small and Micro Enterprises - The Shijiazhuang branch has established a dual-driven service system, combining specialized teams for small and micro enterprises and foreign trade enterprises, to improve financing coordination [1] - The branch conducts a "thousand enterprises, ten thousand households" outreach program to quickly respond to the needs of small businesses and innovate financial products, thereby accelerating loan approval and disbursement processes [1] Group 2: Case Studies of Successful Financing - A specialized "little giant" enterprise in Tangshan received a 10 million yuan loan renewal through the bank's "Lianlian Loan" product, significantly reducing financing costs and time [1] - A technology-focused private enterprise in Shijiazhuang secured a 5 million yuan "technology flow" credit loan, alleviating financial pressure and enabling continued innovation [2] - A foreign trade enterprise in Langfang was able to finance its overseas market expansion through a one-stop service that included cross-border settlement and financing, effectively lowering its financing costs [2] Group 3: Overall Impact on Small and Micro Enterprises - Industrial Bank's Shijiazhuang branch is continuously optimizing financial services for small and micro enterprises by providing more precise products, streamlined processes, and high-quality services, thereby supporting their high-quality development [2]

Core Viewpoint - The article emphasizes the importance of industrial parks in driving high-quality economic development and the construction of a modern industrial system, highlighting the proactive role of commercial banks, particularly Industrial Bank, in developing park financial services as a new growth point for their business [1][3]. Group 1: Industrial Park Financial Services - Industrial Bank has established park finance as a key strategic area since 2022, focusing on the integration of industry and finance, and has seen significant growth in its customer base, reaching 466,000 clients by the end of last year [1][4]. - The bank's technology loan balance surpassed 1 trillion yuan by the end of Q1 this year, indicating a strong focus on technology finance within industrial parks [1][3]. Group 2: Strategic Development and Product Offerings - In 2023, the Central Financial Work Conference prioritized technology finance, further clarifying the direction for developing technology finance through industrial parks [3]. - Industrial Bank launched the "Park Ecological Service Platform" and "Xing Su Loan" products, enhancing its service offerings and entering a growth phase for park finance [3][4]. Group 3: Non-Financial Services and Ecosystem Building - The bank is leveraging a non-financial service platform to create a comprehensive ecosystem that integrates financial and non-financial services, aiming to enhance digital governance for park operators [6][8]. - By the end of 2024, the bank has delivered over 600 park ecological service platforms, facilitating customer acquisition and financing [7]. Group 4: Case Studies and Client Support - Industrial Bank has successfully supported early-stage companies like Aosong Electronics and Dingjia Technology, providing significant loans to help them overcome initial financial challenges [10][11]. - The bank's collaboration with the Tianan Cloud Valley Industrial Park in Shenzhen has resulted in nearly 2 billion yuan in financing, showcasing its commitment to supporting local enterprises [12].

新华财经北京5月19日电（记者吴丛司）在深圳坂田天安云谷产业园的智慧大屏上，不停跳动的数字正 折射出这座"智慧园区"的现代气息。 "十多年前这里还是龙岗岗头村的低端工业加工区，现在已是年产值1500亿元的数字经济高地。"站在园 区顶层的兴业银行深圳分行相关负责人，手指远处正在施工的三期工程对记者表示。 这番场景映射出兴业银行已悄然完成战略转身——从过去依赖"房地产-地方政府-金融"的旧三角转向"科 技—产业—金融"新三角。记者从走访深圳坂田天安云谷产业园的半导体科技企业，到深圳宝安区高新 奇科技园的光伏逆变器企业，再到广州开发区科学城的智能传感器实验室时了解到，兴业银行正以产业 园区为支点，撬动科技金融这片蓝海。 从"钢筋水泥"到"芯片代码"的战略转型 2022年，兴业银行将科创金融、园区金融纳入全行"五大新赛道"。三年多来，兴业银行利用园区科技企 业集聚的独特优势，强化园区场景中科技金融的融合布局，推动授信逻辑从过去依赖"钢筋水泥"转向读 懂"芯片代码"。 截至2024年，兴业银行园区金融客户46.6万户，服务园区内科技金融客户12.73万户，同比增长22%；园 区贷款14540亿元，园区内科技金融客户贷款 ...

以科技金融赋能助推先进制造业蓬勃发展 从"零碳码头"到"零碳岛"，从"零碳工厂"到"零碳园区"，"电动宁德"的应用场景越来越丰富，也对绿色 金融服务提出了更高的要求。中国人民银行宁德市分行强化统筹协调，联合发改、工信等部门明确绿色 金融支持路径，引导金融机构重点加大对新能源船舶建造、码头充换电设施等领域的信贷投放力度，全 力支持"电动宁德"建设，助力打造"近零碳"城市"宁德样本"。截至2025年1月末，全市金融机构向电动 船舶、码头充换电设施以及相关电机企业累计发放信贷资金4.14亿元。 中国人民银行宁德市分行立足宁德实际，以做好金融五篇大文章为着力点，聚焦重点产业链，坚持金融 服务实体经济的根本宗旨，有效引导金融资源向重大战略、重点领域和薄弱环节集聚，为宁德市经济社 会高质量发展创造良好的货币金融环境。 近年来，宁德积极布局电动汽车、电动康养、电机电器等县域重点产业链，锂电新能源、新能源汽车、 不锈钢新材料、铜材料四大主导产业逐渐撑起宁德高质量发展的四梁八柱。为助力辖内全产业链上下游 高质量发展，中国人民银行宁德市分行紧扣产业脉搏，深入开展"科创兴闽 '银'领开篇"专项行动，充分 发挥科技创新和技术改造再贷 ...