Core Viewpoint - Postal Savings Bank of China (PSBC) Hunan Branch focuses on serving "agriculture, rural areas, and farmers," urban residents, and small and medium-sized enterprises, enhancing financial service accessibility and satisfaction to support local economic development [1] Group 1: Support for Entrepreneurship and Employment - PSBC Hunan Branch has invested a total of 17.65 billion yuan in various entrepreneurial loans, supporting 68,200 entrepreneurs, becoming a key financial engine for employment and entrepreneurship in Hunan [2] - The bank has developed a comprehensive product system for different stages of entrepreneurship, offering loans up to 1 million yuan for startups and up to 5 million yuan for established businesses [2][3] Group 2: Innovative Service Models - The bank has established a collaborative mechanism with local government departments and launched an online application feature for "Entrepreneurial Guarantee Loans," achieving over 90% usage rate [3] - PSBC has introduced a green approval channel for new citizens, reduced loan interest rates, and launched "no repayment renewal loans" to facilitate seamless funding transitions [3] Group 3: Focus on Livelihood Needs - The bank has upgraded 1,080 branches to be more accessible for the elderly, providing facilities like love seats and magnifying glasses, and has simplified online banking for older customers [4] - PSBC has developed a pension fund supervision platform to ensure the safety of elderly individuals' funds through real-time monitoring and data analysis [5] Group 4: Empowering Small and Micro Enterprises - PSBC has issued 165.8 billion yuan in small enterprise loans, benefiting 14,000 clients, and has focused on technology-driven enterprises with nearly 157 billion yuan in loans [6][7] - The bank has implemented measures to reduce financing costs for small enterprises, including interest rate reductions and fee waivers, while enhancing online loan products [7] Group 5: Supporting Rural Revitalization - The bank has invested 8 billion yuan in agricultural modernization and rural consumption upgrades, supporting high-standard farmland projects with over 1.38 billion yuan [8] - PSBC has organized 234 events for rural vehicle purchases, providing 6.25 billion yuan in loans, with nearly 46% allocated to new energy vehicles [8] Group 6: Catering to New Citizens - The bank has customized financial products for new citizens, offering up to 200,000 yuan in consumer credit, with 877 million yuan in loans issued to meet urban residents' financial needs [9]