Core Viewpoint - The article highlights the risks associated with investing in unregulated financial platforms and warns consumers against falling for scams that promise high returns through insider information or expert guarantees [2][5]. Group 1: Investment Risks - Consumers should prioritize investing through financial institutions that are approved and licensed by regulatory authorities, avoiding unqualified entities or individuals [4]. - Claims of having "internal channels" or "expert guarantees" for investment returns are often scams, and consumers should not engage in risky behavior or provide personal information through unknown links [5]. Group 2: Consumer Behavior - The narrative illustrates a common scenario where an individual, motivated by potential profits, joins an investment group and invests significant amounts, only to face difficulties when attempting to withdraw funds [2].