位于海创园的浙江科技金融创新服务基地。 杭州科创金融改革试验区推进会在城西科创大走廊召开。 位于未来科技城的浙江（杭州）知识产权创新产业园。 杭州城西科创大走廊浙江大学成果转化基地（浙大校友总部经济园二期）。 近日，星空深智（杭州）科技有限公司顺利收到一笔50万元的"创新保"理赔款。该产品由城西科创 大走廊专为成果转化而设计，此次理赔是自政策推出以来，在杭州落地的首单业务。公司创始人金健难 掩激动："有了这份保障，我们不怕失败，开发新产品的信心更足了！" 科创之花离不开金融之水。2022年，杭州正式获批国家级科创金融改革试验区，自此，杭州城西科 创大走廊围绕打造科技金融改革核心试验田，在金融"五篇大文章"之首的"科技金融"领域，不断探索和 创新。 "我们不是做单点案例，而是希望通过科技金融改革举措，让科创企业，尤其是中小型科创企业与 金融机构'搭上线''对上眼'。"城西科创大走廊管委会相关负责人说。 一场金融与科创的双向奔赴在这条科创廊道上演。立足打造科技金融改革核心试验田的目标定位， 城西科创大走廊正牵起一个区域性、体系化的科技金融生态圈。 这份"不约而同"的选择，也清晰印证了城西科创大走廊成为杭州科技金融 ...

Core Insights - The article highlights the development of the Chengxi Science and Technology Innovation Corridor, which has successfully attracted a significant number of high-tech enterprises and financial institutions, creating a robust ecosystem for innovation and investment [5][10]. Group 1: Ecosystem Development - The Chengxi Science and Technology Innovation Corridor has gathered 144 (quasi) unicorn companies, accounting for over 35% of the city's total, and more than 4,000 national high-tech enterprises, representing over 25% of the city [5]. - The corridor has established a technology finance service alliance with 80 member units, including banks, securities firms, and insurance companies, aimed at creating a comprehensive financial service ecosystem for tech enterprises [6][7]. Group 2: Financial Services and Products - The alliance focuses on providing tailored financial products to address the unique needs of tech startups, such as the "Hug Seed Loan," which has provided a total of 2.8 billion yuan in loans to 239 key nurturing "new seed enterprises" over two years [10][15]. - Innovative insurance products, like the first biopharmaceutical research equipment insurance in the province, have been introduced to mitigate risks for high-tech companies [9]. Group 3: Government and Capital Interaction - The government plays a crucial role in facilitating capital flow by establishing funds and providing financial support, with an annual allocation of 1.9 billion yuan for innovation development [12][14]. - A "proactive credit" mechanism has been initiated, allowing banks to assess and grant credit to tech enterprises without direct interaction, enhancing the likelihood of loan approvals for small businesses [15]. Group 4: Challenges and Solutions - Many tech startups face challenges in securing long-term and patient capital, particularly those in sectors with longer return cycles [12]. - The corridor is actively addressing these challenges through various initiatives, including the introduction of a "guarantee service" for talent projects, which has facilitated 1.9 billion yuan in financing [11].