格隆汇1月21日｜美国至1月16日当周MBA30年期固定抵押贷款利率 6.16%，前值6.18%。 美国至1月16日当周MBA抵押贷款申请活动指数 397.2，前值348。 美国至1月16日当周MBA抵押贷款购买指数 194.1，前值184.6。 美国至1月16日当周MBA抵押贷款再融资活动指数 1580.8，前值1313.1。 ...

Refinancing your mortgage can be a smart move. You could lock in a lower interest rate and reduce your monthly payment. Unfortunately, mortgage refinances aren’t free for homeowners. As with your first mortgage, you’ll face closing costs when refinancing. While these vary by lender, the national average closing costs when refinancing are around $5,000. With a no-closing-cost refinance, you may be able to avoid these costs — at least at the outset of your loan. But they don’t remove the fees entirely. What ...