招远花生贷
Search documents
中国银行山东省分行:“生姜贷”为安丘特色产业注入金融动能
Qi Lu Wan Bao· 2025-10-11 09:07
潍坊安丘以年均60万吨的蔬菜出口量位居全国首位,是名副其实的"中国蔬菜出口第一县"。其中尤以生姜为突出代表,出口量占比高达全国的60%以上,同 时也是国家地理标志农产品。目前,安丘生姜加工行业已形成了完整的产业链,从种子培养、种植、收购、加工、配送国内市场、出口国际市场等,每个环 节均做到了国内领先。针对生姜产业集群特点,聚焦行业内客户对利率、额度、灵活性、审批时效的较高要求,中国银行山东省分行省分支三级机构高效联 动,创新推出"安丘生姜贷金融服务方案",仅用不到半个月的时间即完成从形成思路、提报方案到最终审批落地全流程。 农为邦本,本固邦宁。成立于1913年的中国银行山东省分行,早在20世纪三十年代便率先为"梁邹美棉运销合作社"发放了农业贷款,为当时山东农村经济的 恢复及时注入了金融动能。作为山东省历史最悠久的银行,中国银行山东省分行始终坚持并深刻把握金融工作的政治性、人民性,不断加大县域地区涉农贷 款支持力度。截至8月末,该行涉农贷款余额超1700亿元,当年新增230余亿元,以金融"活水"助力建设宜居宜业和美乡村,全面提升对各类农业客群的服务 能力,交出了助力乡村振兴的金融答卷。 中国银行山东省分行聚焦农 ...
中国银行山东省分行:金融活水润沃土,守护乡村好“丰”景
Qi Lu Wan Bao· 2025-09-26 09:05
Core Viewpoint - The Shandong Branch of Bank of China has significantly increased its agricultural loan support, contributing to rural revitalization and food security in Shandong Province, with a focus on innovative financial products tailored for local agricultural needs [1][3][5]. Agricultural Loan Support - As of the end of August, the agricultural loan balance of Shandong Branch exceeded 170 billion yuan, with an increase of over 23 billion yuan in the current year [1]. - The bank has provided nearly 10 billion yuan in loans specifically for key agricultural sectors, with an increase of over 1.8 billion yuan since the beginning of the year [3]. Financial Services for Key Industries - The bank actively supports leading enterprises in key sectors such as grain, soybeans, and oil, providing comprehensive financial services across the entire industry chain [3]. - The introduction of the "Rudang Huinong Loan" has provided timely financial support to agricultural enterprises facing short-term liquidity issues, exemplified by a 2 million yuan credit to Shandong Shunfeng Agricultural Development Co., Ltd [4]. Innovative Financial Products - Shandong Branch has developed and promoted various financial products tailored to local agricultural characteristics, such as "Zhaoyuan Peanut Loan" and "Anqiu Ginger Loan," achieving significant results with a total of nearly 26 billion yuan in inclusive agricultural loans [6][10]. - The "Anqiu Ginger Loan" has been particularly successful, providing over 36 million yuan in credit to nearly 30 ginger industry clients within four months of its launch [8]. Customer-Centric Approach - The bank has demonstrated a proactive approach in understanding and addressing the financial needs of local agricultural businesses, as seen in the case of a ginger processing company that received 3 million yuan in loans to meet increased demand [7][11]. - The bank's efforts in providing timely financial solutions have helped local farmers improve their production conditions and product quality, contributing to the overall agricultural development in the region [11].