Core Insights - The article discusses the performance of public "fixed income + options" wealth management products as of January 22, 2026, highlighting the average net value growth rate and maximum drawdown over the past three months [1][7]. Group 1: Product Performance - A total of 208 public "fixed income + options" wealth management products have been in existence for over three months, with an average net value growth rate of 1.52% and an average maximum drawdown of 0.32% [7]. - The top ten products by yield include three from China Merchants Bank Wealth Management, two each from Xingyin Wealth Management and交银理财, and one each from Ping An Wealth Management, Yunnan Rural Commercial Bank Wealth Management, and China Post Wealth Management [7]. Group 2: Notable Products - The "Yizun Jinxin Jiangyu Chuanchen Closed-end 2025 No. 51705 (Linked Type)" from Yunnan Rural Commercial Bank Wealth Management and the "Hesheng Duoyuan·Hongjin Closed-end 2025 No. 24 (Large Asset Rotation Strategy)" from China Post Wealth Management are new entrants in the "fixed income + options" ranking, with net value growth rates of 1.64% and 1.47%, respectively, ranking ninth and tenth [7]. - The Yunnan Rural Commercial Bank product has a risk rating of level 2, established on July 15, 2025, and is expected to mature on January 14, 2027, with a performance benchmark of 1.20%-4.90% based on the performance of its underlying index [7][8]. - The China Post Wealth Management product has a risk rating of PR2, established on October 10, 2025, with a maturity date of October 26, 2027, and a performance benchmark of 0.3%-4.2%, linked to a macro-hedging index [8][10].