Core Insights - The article emphasizes the importance of diversified asset allocation strategies in navigating market volatility and achieving stable investment returns over the long term [1][2][3] Group 1: Market Context - The rise of diversified asset solutions post-2008 financial crisis addresses three core investor pain points: the quest for yield in a low-interest environment, high asset price volatility, and frequent economic cycles [1] - The classic 60/40 stock-bond portfolio has achieved positive returns in 27 out of 36 years since 1990, with a 75% annual positive return rate, supporting the notion that asset allocation is the "only free lunch" in investing [1] Group 2: Company Strategy - Morgan Asset Management's global multi-asset product line has surpassed 3 trillion RMB, reflecting its commitment to long-term investment strategies that go beyond short-term speculation [2] - The company integrates global perspectives with local insights, utilizing over 1,300 investment experts across more than 70 locations to analyze market trends [2] Group 3: Product Innovations - Morgan Asset Management is launching the Morgan CSI A50 ETF in 2024, which will feature a mandatory quarterly dividend mechanism, contributing to a trend of increased dividends in broad-based ETFs [3] - The firm has introduced a range of Fund of Funds (FOF) products aimed at providing stable returns through diversified asset allocation, enhancing the overall investment experience for clients [3]

市场犹如浩渺的未知海域，有人追逐浪花，有人畏惧风浪，而真正的航海家却会选择带上罗盘与耐心， 在潮起潮落中校准航向。2008年金融海啸过后，多元资产解决方案在全球快速崛起，其核心逻辑在于 跳出对单一资产的依赖，通过科学分散配置，力争让投资组合在市场波动中稳健前行。 近二十年间，多元配置策略直击投资者三大核心痛点：低利率环境下的收益渴求、资产价格的高波动困 扰、经济周期的频繁轮动。 正如航海家不会把命运交给一阵风，长期主义者也从不押注单一市场。当 市场波动成为常态，资产配置已从投资的"选修课"升级为"必修课"。 以经典的60/40股债组合（60%MSCI全球股票指数+40%彭博全球债券指数）为例，1990年初以来的 近36年间，27个年度实现正收益，年度正回报比例达75% ¹ ， 这印证了诺贝尔经济学奖得主马科维茨 的经典论断：资产配置是投资中"唯一免费的午餐"。 资产配置就像均衡饮食一样，股票是"蛋白质"， 债券是"碳水"，黄金等商品资产则如同"维生素"，真正的财富健康，源于科学的营养配比。 越来越多的投资者正形成共识：不怕慢慢变富，就怕坐过山车。为此，我们持续创新——注重分红与多 元配置，优化持有体验。 20 ...