收单外包服务自律管理平台

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支付收单外包管理再升级
Bei Jing Shang Bao· 2025-09-15 16:21
Core Viewpoint - The launch of the "Self-Regulatory Management Platform for Acquiring Outsourcing Services" by the China Payment and Clearing Association marks a significant upgrade in the management of payment acquiring outsourcing, aiming to transition the industry from chaotic growth to standardized development [1][4][5]. Group 1: Platform Features and Functions - The new platform integrates various systems for managing outsourcing institutions, including registration, risk information sharing, and self-regulatory evaluation, enhancing the transparency and efficiency of the industry [4][5]. - It allows for user registration, application for registration, and regular reporting of business data, which are crucial for decision-making regarding outsourcing partners [6][7]. - The platform also provides API technical interface specifications for acquiring institutions to facilitate the submission of standardized information [4][8]. Group 2: Industry Context and Challenges - The payment acquiring outsourcing sector has faced numerous issues, including disordered market entry, fragmented cooperation information, and hidden risk transmission, leading to persistent illegal activities [8][9]. - Despite improvements, challenges remain, such as telemarketing and online sales of POS machines by unauthorized vendors, indicating ongoing issues within the industry [9][10]. - The association's previous efforts since 2020 have included establishing a registration management mechanism to enhance market transparency and combat illegal payment behaviors [7][8]. Group 3: Future Directions and Recommendations - The association plans to continue strengthening self-regulatory management in the outsourcing sector to improve compliance and operational capabilities [8]. - Recommendations include establishing automatic linkage mechanisms for consumer complaints and risk information, as well as encouraging the use of AI and big data for enhanced risk control [11].
支付收单外包管理“打怪升级”
Bei Jing Shang Bao· 2025-09-15 11:10
支付生态版图中,收单外包机构一直扮演着重要角色,然而长期以来,该领域乱象丛生,一度成为阻碍行业健康发展的"绊脚石"。如今,随着多方的一系列 治理动作,支付收单外包管理也迎来全方位"升级"。 新版收单外包备案平台上线 支付收单外包管理再上新台阶。 9月15日,北京商报记者注意到,根据协会此前发布的通知,为进一步加强收单外包服务机构管理,提升行业自律管理效能,协会对外包机构备案管理系 统、外包机构登记及风险信息共享系统、外包机构评价系统等系统功能进行了整合优化,建设了收单外包服务自律管理平台,而这一平台,已正式于9月15 日上线运行。 从具体功能来看,平台具备外包机构备案、合作信息登记、风险信息共享和自律评价等功能,可客观、准确、完整记录外包机构基本情况、服务合作状况、 风险信息等;对于商业银行、非银行支付机构(以下简称"收单机构"),可支持用户管理、合作外包机构信息登记、风险信息录入处置及评价评分等操作。 此外对外包机构,则开放用户注册、备案申请、合作信息录入、业务数据定期报送、备案信息更新及备案证明下载等功能。 就在9月15日,由中国支付清算协会(以下简称"协会")整合优化旧有系统后打造的"收单外包服务自律管 ...