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中国人寿:书写雪域高原金融为民新篇章
Jin Rong Shi Bao· 2025-08-22 01:20
Core Viewpoint - China Life Insurance has significantly contributed to the development and welfare of Tibet over the past 18 years, providing extensive insurance services and products tailored to the unique needs of the region's population [1][2][3][5][8] Group 1: Company Development and Services - In 2007, China Life Insurance established its first branch in Tibet, becoming the first life insurance company in the region, providing risk protection exceeding 86 billion yuan [2] - By 2017, the company expanded its services to include property insurance, establishing 24 branches and providing risk protection totaling 1.76 trillion yuan to nearly 48 million individual clients and 29,000 organizational clients [2] - As of June 2023, the company has launched 28 inclusive insurance products, covering over 1.51 million people, and has built a multi-layered insurance network in Tibet [3][6] Group 2: Focus on Vulnerable Populations - The company has developed a dedicated service system for the elderly in Tibet, addressing healthcare access issues and providing health management services [4] - China Life Insurance has introduced various insurance products aimed at women, new residents, and the elderly, enhancing coverage for underserved groups [3][4] Group 3: Agricultural Support and Economic Development - The company has created insurance products tailored to local agricultural needs, such as policy-based yak breeding insurance, which covers risks from diseases, accidents, and natural disasters [5] - In 2024, the company launched a comprehensive cost agricultural insurance product, doubling the coverage amount for key crops, thereby encouraging farmers to invest more in agriculture [5][6] Group 4: Rural Revitalization Efforts - China Life Insurance has provided significant insurance coverage for border infrastructure projects, totaling 793.62 billion yuan, and has supported border personnel with risk protection [7] - The company has invested over 600 million yuan in various forms of assistance, including direct financial support and insurance for impoverished households, contributing to rural revitalization in Tibet [7][8]
中华财险四川分公司全力打造风险减量实践“样板”
Xin Hua Wang· 2025-08-12 06:15
Group 1 - The core idea of the articles revolves around the proactive measures taken by China Insurance Regulatory Commission and various insurance entities to enhance risk reduction services, contributing to economic stability in China [1] - China Pacific Insurance has been deeply involved in Sichuan for 21 years, integrating risk reduction concepts into its strategic planning and operations, showcasing mature experience in risk management [1] - The company has developed an innovative "4+1" insurance model for heavy-duty commercial vehicles, addressing high risks and management challenges in this sector [2] Group 2 - The smart platform has provided personalized risk reduction plans for 53,000 operational vehicles, delivering 1.538 million effective risk warnings and intervening in dangerous driving behaviors 136,000 times, correcting approximately 115,200 instances [3] - The policy for yak farming insurance in Aba has effectively broken the cycle of poor livestock health due to harsh conditions, with each yak insured for 2,000 yuan and a total insurance payout of 1.67 billion yuan in 2022 [5] - The company has donated over 840 tons of forage worth 1.4979 million yuan to herders, aiding in disaster relief and promoting sustainable yak farming practices [6] Group 3 - The integration of new technologies such as satellite remote sensing and big data into yak insurance aims to establish a traceability system for livestock, ensuring the authenticity and quality of production [7] - The company has initiated occupational injury insurance for new economy workers, establishing a 48-hour accident investigation response system to expedite claims and support for these workers [9] - The long-term care insurance program has served over 6,100 individuals, disbursing 118 million yuan in benefits and providing professional home care services to more than 66,000 people [11]