近年来，甘肃银行不断探索支持重大项目建设的"全生命周期"服务。先后制定多项专项行动方案，优化 项目对接"贴身"服务机制，确保金融资源精准投向关键领域和薄弱环节。截至今年9月末，甘肃银行已 累计向省内投放项目贷款超800亿元，有力支持了地方支柱产业发展，为全省经济稳增长提供了关键支 撑。 转自：新华财经 甘肃银行从成立之初便锚定"服务地方经济、服务'三农'发展、服务中小企业、服务城乡居民"的市场定 位，将金融工作的政治性与人民性深度融入陇原发展大局，在与甘肃经济同频共振中实现自身跨越式成 长。十四年来，甘肃银行始终以责任为底色，在服务大局中践行使命、彰显担当，与甘肃发展同向发 力、与人民群众同心同行，用实实在在的业绩诠释了"金融为民"的初心使命，成为陇原大地上值得信赖 的金融伙伴。 服务地方为责力当实体经济"输血者" 服务实体经济是金融的立业之本，也是甘肃银行十四年来始终坚守的初心使命。作为甘肃本土金融机 构，甘肃银行将自身发展融入区域经济发展大局，通过精准施策、优化服务，为地方经济发展提供坚实 金融支撑，成为推动甘肃实体经济高质量发展的重要力量。 围绕"立足陇原、服务甘肃"的功能定位和打造"高质量发展的上市银 ...

Core Viewpoint - The recent initiative by the Hohhot branch of Industrial Bank to efficiently handle a large volume of coin deposits for the Hohhot Public Transport Company demonstrates the bank's commitment to supporting the local economy and enhancing financial services [1][3]. Group 1: Service Efficiency - The bank's employees effectively collaborated to manage a significant amount of coins, including 1 yuan, 0.5 yuan, and 0.1 yuan denominations, showcasing their professional service capabilities [1][3]. - The branch implemented a well-planned sorting process to ensure efficiency even during peak times, utilizing high-speed sorting machines and manual verification for special currency types [3]. Group 2: Financial Support for the Economy - The coin counting and exchange services provided by the bank are seen as crucial for supporting the real economy, addressing the pain points of passenger transport enterprises [3]. - The bank's commitment to optimizing payment services includes plans to upgrade ATMs and self-service machines to ensure stable cash transactions for passengers and businesses [3]. Group 3: Recognition and Future Plans - The Hohhot Public Transport Company awarded the bank a banner in recognition of its service, highlighting the bank's role in facilitating public transport operations [1]. - The bank aims to continue enhancing basic financial services to contribute more professional support for the efficient operation of the city [3].

午后三点的阳光透过南通秦灶支行大门，在叫号机屏幕上投下斑驳的光影。我正协助客户使用智能柜员 机，目光不经意间捕捉到门边一位中年男士——他不停擦拭着额头的汗，身着洗得发灰的工装，胸前别 着社区工作牌，手中文件袋的边角已磨得泛白。当他第三次在填单台前踌躇时，我主动迎上去："先 生，请问有什么可以帮您？"他抬起头，眼中交织着焦虑与一丝微弱的期待。 次日清晨，细雨微濛。在医护人员指导下，我们穿戴好社区准备的蓝色防护装备，走进了安置点。高大 爷正对着窗外发呆，见到我们，他那双原本混浊的眼睛倏然亮了起来。他颤抖着在授权书上按下指印， 口中反复呢喃："给你们添麻烦了……" 当天下午，随着系统管控标识的解除，王先生眼眶泛红："这不止是一张社保卡，更是老人活下去的希 望。"三天后，他发来照片：病床上的高大爷紧握着社保卡，床头柜上整齐摆放着刚领到的药品。 这次特殊的户外服务，让我对金融工作的意义有了更深切的体悟。当严格的风控要求与深切的人文关怀 相遇，我们既不能因过度谨慎而关闭希望之门，也不能因一时冲动而漠视安全规程。那片蓝色的防护屏 障，隔开的是潜在的风险，连接起的却是一个孱弱生命与生存希望之间的桥梁。当我们选择携带材料走 出 ...

Core Viewpoint - The 19th Shenzhen International Financial Expo showcases innovative financial products and services aimed at supporting the real economy, with a focus on technology finance and inclusive finance, highlighting the role of financial institutions in driving high-quality development in Shenzhen [1][12]. Technology Finance - Shenzhen is recognized as a national high-tech innovation hub, with over 12.5 national high-tech enterprises per square kilometer and leading the country in PCT international patent applications for 21 consecutive years [5]. - Shenzhen Industrial and Commercial Bank (ICBC) provides comprehensive financial support to technology companies like Kenqing Technology, facilitating technology transformation, production scale expansion, and market promotion [3][5]. - The bank has developed a full-cycle "technology innovation product group" to activate the value of intellectual property and equity assets, including the first copyright pledge financing in Shenzhen [6]. - A unique "three-in-one" evaluation mechanism has been established to assess technology companies based on talent structure, R&D capabilities, and intellectual property value, rather than traditional financial metrics [6][7]. - A digital platform has been created to enhance efficiency and accurately match the needs of technology enterprises, resulting in the approval of over 240 cutting-edge technology companies since its launch [6][7]. Inclusive Finance - Shenzhen ICBC has achieved a historic milestone with its inclusive loan balance surpassing 200 billion yuan, with an annual growth rate of 43% [11]. - The bank has introduced three major products—"Operating Quick Loan," "Online Loan," and "Digital Supply Chain"—to meet the diverse financing needs of small and micro enterprises [8][10]. - The "Park e-loan" product converts soft power indicators into quantifiable assessment metrics, enhancing service quality through data interaction with park operators [10]. - The bank's support has enabled companies like Shenzhen Tengxin Bainai Technology to secure funding for raw material procurement and R&D investments, contributing to their growth as specialized "little giant" enterprises [10]. Fifteenth National Games Finance - The bank has launched a series of financial products related to the Fifteenth National Games, including themed debit and credit cards, integrating sports, finance, and culture [12][15]. - The digital RMB hard wallet allows for seamless payment experiences, enhancing convenience for both local residents and international visitors attending the games [14][15]. - The bank's initiatives aim to transform spectator enthusiasm into tangible benefits for residents, showcasing its commitment to community engagement and support for major events [15].

在"北京公募基金高质量发展系列活动"圆满收官之际，北京证券业协会近日向辖区各公募基金管理人、 基金销售机构、基金托管人、基金评价机构及相关行业机构发出《北京公募基金行业高质量发展倡议 书》，号召全行业深入贯彻落实党中央决策部署和证监会工作要求，推动北京辖区公募基金业在新时代 展现新作为。 自9月8日启动以来，"北京公募基金高质量发展系列活动"开展了形式多样、内容丰富的主题活动，四十 余家行业机构和主流媒体参与其中。系列活动以"新时代·新基金·新价值——北京公募基金高质量发展在 行动"为主题，通过多场景、多层次的深度互动，形成立体化、广覆盖的传播格局。 此次倡议书的发布，标志着北京公募基金高质量发展系列活动圆满落下帷幕。通过为期一个多月的系列 活动，北京辖区公募基金行业进一步凝聚了高质量发展共识，展现了积极响应政策号召、主动拥抱行业 变革的新风貌。 在恪守合规底线方面，倡议行业机构坚持"合规创造价值"理念，完善公司治理，强化内控管理。筑牢业 务发展与风险防控的平衡机制，严防内幕交易等违法违规行为。加强从业人员行为管理，切实防范道德 风险。完善风险监测预警机制，提升风险识别与处置能力。建立健全应急处置机制，增强风 ...

Core Viewpoint - The event "Beautiful Guangfa, Walking with You" organized by Guangfa Bank's Nanjing branch celebrates its 28th anniversary, showcasing the spirit of teamwork and vitality among employees through a 3-kilometer health walk along the Nanjing riverside [1] Group 1: Event Overview - The event commenced in a lively atmosphere with 14 teams participating, highlighting the energetic spirit of the employees [2] - The health walk included interactive checkpoints focusing on the "100-Year Development History of Trade Unions" and "Protection of Financial Consumer Rights," integrating knowledge learning with fun activities [3] Group 2: Achievements and Impact - Employees completed the 3-kilometer walk, receiving customized commemorative items as a symbol of achievement, while capturing memorable moments at the photo wall [4] - The event reinforced the understanding of financial consumer protection and embodied the principle of "Finance for the People," motivating employees to fulfill their responsibilities [4]

转自：新华财经 兴业银行厦门东区支行（以下简称"东区支行"）始终将"服务立行、金融为民"理念融入经营管理每一 环，以"真诚服务、相伴成长"为诺，以"同心服务、携手共进"为纲。该行将"兴公益"品牌理念与日常服 务实践紧密结合，以厅堂内的"惠民驿站"为圆心，将服务半径延伸至社区、企业和特殊客群家中。从厅 堂空间的科学设置到智能设备的深度赋能，从适老化服务的细致落地到新市民需求的精准对接，从团队 专业能力的持续锻造到分行顶层设计的有效引领，该支行将服务温度贯穿客户体验全过程，以高效、贴 心、专业的金融服务，努力建设有情怀、有担当的"百姓身边银行"。 合理设置空间 "兴公益"打造"心港湾" 走进兴业银行厦门东区支行营业大厅，功能分区的科学布局让人眼前一亮——智能服务区、现金业务 区、非现金业务区、财富销售区、自助银行区、贵宾接待区、客户等候区七大区域界限清晰，既实现了 业务"分流快办"，又让不同需求的客户各得其所。每个区域均配备专业人员，客户刚驻足咨询，便有工 作人员上前解答疑问、协助办理，有效保障客户服务体验。而其中最富温情的，莫过于精心设置的"兴 公益"惠民驿站。雨伞、医药箱、针线包、放大镜等便民用品一应俱全，这 ...

Core Insights - The article highlights the efforts of China Construction Bank's Jilin Branch in enhancing financial security through technology and community service initiatives [1][2][3][4][6][7] Group 1: Technological Advancements - The Jilin Branch is migrating its core systems to a domestically developed platform to ensure financial security [1] - The bank has established a "1+2+3+5+X" working system to support the revitalization strategy of Jilin, focusing on retail, corporate, and county-level services [3] Group 2: Community Engagement and Social Responsibility - The bank's financial service teams are actively engaging with local communities, providing assistance and education on financial matters [2] - Initiatives like the "Laborer’s Harbor" and "Veteran Station" have been set up to provide support and services to veterans and local residents [4] - The bank has launched various programs to enhance public awareness about financial safety and fraud prevention, reaching tens of thousands of people [5] Group 3: Support for the Real Economy - The Jilin Branch has provided timely loans to local businesses, significantly aiding their operational capabilities [3] - The bank's green finance initiatives have achieved a loan balance exceeding 30 billion yuan, focusing on ecological and renewable energy projects [3] - The bank has also established a robust agricultural loan portfolio, with nearly 10 billion yuan in loans to support rural development [6] Group 4: Employee Welfare and Organizational Culture - The bank promotes a supportive work environment through various employee engagement initiatives, including interest associations and health programs [6] - Recognition programs for outstanding employees foster a sense of belonging and motivation among staff [6][7]

Core Viewpoint - The event "Neighbor Super 'Xing' Happiness Festival" organized by Industrial Bank's Changsha branch successfully engaged the community, showcasing the bank's commitment to serving the public and enhancing the quality of life for residents through various activities and services [1][5]. Group 1: Event Highlights - The festival featured a variety of activities, including a singing competition for the elderly and a youth football match, fostering intergenerational connections and community spirit [1][3]. - The event lasted for 8 hours, demonstrating the bank's innovative approach to community engagement and financial service delivery [5]. Group 2: Community Engagement - The festival included a financial knowledge station where residents learned about fraud prevention through interactive games, making the learning process enjoyable and effective [3][5]. - Various service booths were set up, including traditional sugar painting, free medical consultations, and haircuts, creating a friendly community space that combined financial, cultural, and health services [5]. Group 3: Future Plans - The bank aims to deepen the brand development of the "Neighbor Super 'Xing' Happiness Festival" and integrate financial services with cultural experiences and community care, reinforcing its commitment to "finance for the people" [5].

Core Insights - Shanghai Rural Commercial Bank reported resilient growth in its Q3 2025 performance, maintaining asset quality and enhancing financial service efficiency [1][2] Financial Performance - As of September 30, total assets reached CNY 15,580.94 billion, a 4.72% increase from the end of the previous year [2] - Total loans and advances amounted to CNY 7,673.04 billion, up 1.60% year-on-year [2] - Total liabilities grew to CNY 14,278.82 billion, reflecting a 5.00% increase, with deposits rising to CNY 11,376.17 billion, a 6.11% growth [2] - Operating income for the period was CNY 198.31 billion, with non-interest income at CNY 53.70 billion, marking a 2.24% year-on-year increase [2] - Net profit attributable to shareholders was CNY 105.67 billion, a 0.78% increase compared to the previous year [2] Asset Quality - The non-performing loan ratio stood at 0.97%, consistently maintained below 1% since the bank's listing [2] - Provision coverage ratio was reported at 340.10%, indicating strong risk mitigation capacity [2] - Capital adequacy ratios were robust, with core Tier 1 capital ratio at 14.49%, Tier 1 capital ratio at 14.52%, and total capital ratio at 16.87% [2] Market Position and Recognition - The bank achieved the top rating in the GYROSCOPE evaluation for urban rural commercial banks for five consecutive years [1] - The bank's ESG rating was upgraded from A to AA by MSCI, positioning it as a leader in the global peer group [1] Shareholder Returns - The bank distributed a mid-term cash dividend of CNY 0.241 per share, totaling CNY 2.324 billion, representing a payout ratio of 33.14% [1] Customer Focus and Community Engagement - Corporate loans reached CNY 4,977.40 billion, with a 1.64% increase, while corporate deposits grew by 7.71% to CNY 5,196.02 billion [3] - Retail financial assets (AUM) increased by 5.80% to CNY 8,414.24 billion, and inclusive small and micro loans rose by 5.19% to CNY 911.00 billion [3] - The bank established 1,033 "Heart Home" public service stations and over 120 senior university teaching points, conducting more than 5,000 community activities [3]