Core Viewpoint - Recent continuous rainy weather in China has significantly impacted the harvest of autumn crops, particularly corn, raising concerns about crop damage and insurance compensation for farmers [1] Group 1: Impact of Weather on Crop Insurance - Major grain crops in China, including corn, wheat, and rice, are covered by comprehensive cost insurance and income insurance policies nationwide [1] - Farmers who purchased agricultural insurance for corn will receive compensation from insurance companies for any reduction in yield or income due to adverse weather conditions [2][3] Group 2: Compensation Details - The policy for corn insurance has a coverage amount of 950 yuan per mu, with actual compensation determined by factors such as the area affected, loss rate, and growth stage at the time of the disaster [3] - Insurance claims are processed using technology, with companies like PICC and Ping An Insurance employing drones and satellite remote sensing to expedite damage assessment and compensation [4] Group 3: Support for Harvesting Efforts - Insurance companies are actively supporting farmers in accelerating the harvest and drying processes to mitigate losses from the ongoing rainy weather [5] - PICC is coordinating with the government to integrate mechanized harvesting and centralized drying services into the claims process, while Ping An Insurance is providing updated information on drying service points to help farmers avoid delays and reduce the risk of spoilage [6]