今年5月，《闵行区关于新一轮促进生物医药产业高质量发展的若干意见》正式出台。通过政策"组合拳"持续加码，助力闵行建设成为辐射长三角、服 务全国、链接全球的生物医药产业创新高地、制造高地和服务高地。 在此过程中，金融机构扮演着至关重要的"助推器"角色。为缓解金融机构与企业之间双向信息不对称的难点，上海普惠金融顾问制度于2022年9月正式 启动，坚持公益性定位，集合上海主要金融机构资源为广大企业提供金融问诊、融资规划、上市辅导等专业咨询服务，推动金融服务与实体经济深度融合。 在本场"园区行"的互动环节，瑞镧医疗科技（上海）有限公司、华夏司印（上海）生物技术有限公司、上海耀大生物科技有限公司、上海爱楷医疗科技 有限公司等多家企业代表依次登台进行项目路演，展示企业的核心产品、技术优势、团队构成及发展规划等。 值得注意的是，上述企业不约而同表达了对资金支持的迫切需求。一位企业代表直言："我们计划释放20%股权，募资2000万元，其中20%用于团队建 设与市场商业化推广，20%投入研发。有哪些针对性政策或金融产品可予对接？" 10月31日，第十九届上海金融服务实体经济洽谈会（下称"金洽会"）"园区行"走进上海市闵行区临港 ...

Core Viewpoint - The 19th Shanghai Financial Services for the Real Economy Fair emphasizes the revitalization of historical urban areas through innovation and financial support, focusing on three core sectors: green low-carbon, biotechnology, and healthcare [1][4]. Group 1: Event Overview - The event gathered key industrial parks and incubation centers in the Hongkou district, including Zhangjiang Hongkou Smart Health Park and Beike Innovation Biotechnology Industrial Park, to discuss how finance can empower enterprises to overcome financing challenges and achieve high-quality development [4]. - The "Jin Qiao Hui" has been ongoing since September 29, with over ten specialized "Park Tours" planned before the end of the year, and an online exhibition lasting until September 2026 [5]. Group 2: Interaction and Concerns - During the interactive session, representatives from various companies raised concerns regarding financing issues, such as guarantee limits, interest subsidy policies, and the need for better communication with financial institutions to secure optimal financing solutions [4]. - Specific questions included inquiries about the criteria for determining guarantee limits, the conditions for applying for interest subsidies, and tools to address payment limitations faced by individual customers [4]. Group 3: Financial Advisory Responses - Financial advisors from institutions like the Shanghai Financing Guarantee Center and Agricultural Bank of Shanghai provided detailed responses to the companies' concerns, highlighting the availability of policy information through direct inquiries and online resources [5]. - They emphasized the diversity of credit and enhancement products offered by commercial banks, leasing companies, and insurance firms, which can support enterprises at different development stages and broaden financing options [5].