Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by Xuancheng's market regulatory bureau to enhance financing channels for enterprises, particularly focusing on small and micro businesses and individual businesses, thereby injecting financial vitality into regional economic development [1][2][3] Group 2 - The initiative "Intellectual Property Pledge Financing" aims to stimulate innovation by encouraging enterprises to use intellectual property rights such as patents and trademarks for financing, with a target of achieving a registration amount of 3.59 billion yuan by 2025, benefiting over 200 enterprises [1] - The "Quality Financing" program promotes brand value through the "Anhui Quality Loan," resulting in a strategic partnership with Xuancheng Construction Bank, where 401 enterprises received credit totaling 16.187 billion yuan, and loans amounting to 6.544 billion yuan were disbursed [1] - The optimization of "Equity Financing" involves enhancing the efficiency of equity pledge registration services, with a target of establishing 131 equity pledges by 2025, amounting to approximately 2.1 billion yuan in pledged equity and 19 billion yuan in guaranteed debt [1] - The "Credit for Resources" initiative focuses on small individual businesses, with the fourth "Individual Business Service Month" leading to the issuance of loans totaling 9.65 billion yuan benefiting 3,784 households, and a credit amount of 1.82 billion yuan [2] - Financial institutions like Postal Savings Bank and Agricultural Commercial Bank are offering products such as "Preferred Loan" and "Stock Preparation Loan," with interest rates reduced by 0-200 basis points and significant fee waivers [2]

（来源：东北新闻网） "干事创业，资金是'活水'，绕不开也躲不过。"全国人大代表、辽宁华日高新材料股份有限公司总经理 刘铭杰，始终关注着科技型中小企业的融资难题，并用履职担当积极为企业成长"鼓与呼"。 "我们公司成立初期，资金流也曾捉襟见肘。想用机械设备和厂房做抵押贷款，但固定资产持续损耗， 评估额度大打折扣。"刘铭杰坦言。困境中，企业咬牙坚守创新研发，最终凭借多项专利抢得发展先 机，这也让他对知识产权的价值有了更深刻的认知。 随着履职的不断深入，刘铭杰的关注点也从企业初期融资，延伸至企业全生命周期成长服务。今年年 初，全省优化营商环境大会提出打造经营主体和个人全生命周期服务体系，让他倍感振奋。一次参与企 业清算调研的经历，更让他对"全生命周期服务"有了真切体会：如今企业清算依法依规、流程高效，与 以往"僵尸企业"因手续繁杂、债务难清而无法顺利退出的情况形成鲜明对比。"这让我实实在在看到了 辽宁优化营商环境的成效，也更坚定了持续为企业发声的信心。"他说。 谈及对未来营商环境的期待，刘铭杰建议："希望政府能探索通过参股优势项目等方式，推动某些关键 领域或行业发展，持续为企业提振信心。"他期盼这类举措能在本地落地 ...

Group 1 - The core viewpoint of the news is that the Kunming Economic Development Zone has been recognized for its innovative model of intellectual property pledge financing, which fills gaps in multiple fields and provides replicable experiences for intellectual property financial innovation in the province [1] - In 2024, the Kunming Economic Development Zone established a risk compensation fund pool of 10 million yuan for intellectual property pledge financing, creating a "government-bank-enterprise" risk-sharing mechanism to alleviate credit concerns of financial institutions [1] - The zone has developed a comprehensive intellectual property operation service system, integrating various platforms and resources, including a public service center for intellectual property, and has established a financial liaison mechanism with 14 financial institutions to provide tailored financing solutions for local enterprises [1] Group 2 - The Kunming Economic Development Zone has pioneered a cross-regional collaboration model by successfully enabling a local company to obtain the first data product intellectual property registration certificate in Yunnan, resulting in a financing credit of 10 million yuan [2] - A diversified pledge asset system has been formed, incorporating not only traditional patents and trademarks but also new plant varieties, geographical indication trademarks, and water rights into the pledge financing scope [2] - From 2021 to 2025, the zone has facilitated 74 pledge financing transactions totaling 839 million yuan, organized over 20 training sessions on intellectual property pledge financing, and assisted over 1,000 enterprises, effectively reducing financing costs through government subsidies [2]

一家研发新型服务器技术的科技型企业，凭借知识产权服务平台与高校专利合作，并依托专利成功 获得贷款；一家环保科技公司，用专利质押先后多次从银行得到资金支持，企业规模和营收持续增长； 一家软件企业，仅以商标权质押便获千万元融资，推动人工智能研发进入快车道…… 自2022年11月南京成功获批建设国家级科创金融改革试验区以来，知识产权金融创新加速发力， 构建覆盖"科技—产业—金融"全链条的服务体系，推动知识产权从"纸上专利"变为"真金白银"。记者从市 市场监管局（知识产权局）获悉，2025年，全市知识产权质押融资累计登记金额125亿元，惠及企业超 千家。 "此次突破离不开知识产权服务平台'我的麦田'的牵线搭桥以及中国银行'专利转化贷'的支持。"公司 负责人刘旭铭表示，企业曾在研发过程中遇到技术瓶颈，依托"我的麦田"平台"麦苗计划"自研的专利转 化智能匹配引擎，精准匹配到南京邮电大学的一项关键专利，在平台的积极撮合下，企业与南京邮电大 学迅速达成合作意向，成功完成专利交易。 随后，平台又为企业对接中国银行的"专利转化贷"，提供配套融资支持。"此次融资没有使用传统抵 押物，而是聚焦企业即将产业化的专利技术价值，通过专业评 ...

新春将至，甘肃甘南草原年味渐浓。近期，中国人民银行甘南州分行指导农业银行甘南分行向甘肃华羚 乳品股份有限公司（以下简称"华羚乳品"）发放了全州首笔专利权质押贷款，将知识产权转化为助力产 业升级、牧民增收的"真金白银"，为企业及上下游主体送上助力发展的"金融红包"。 为缓解企业流动资金压力，同时将技术"软实力"转化为融资"硬通货"，推动牦牛乳产业高质量发展，中 国人民银行甘南州分行联合甘南州市场监管局，深入企业调研，"一对一"摸排专利储备与资金需求，广 泛宣传专利质押融资政策，指导农业银行组建专业服务团队，对企业专利技术、经营状况及市场前景进 行综合评估，以企业名下一项实用新型专利为质押，通过"线上知识产权质押+担保"模式发放贷款2000 万元，实现了甘南州专利质押融资"零"的突破。"以往专利只是技术证书，现在变成了'活钱袋'。"华羚 乳品公司负责人介绍说，该笔贷款精准投向牦牛乳收购等关键环节，不仅保障了新春旺季市场供应，更 让企业有底气扩大原料收购规模，让牧民的曲拉和鲜奶卖出好价钱。 金融活水的注入也沿着产业链条直达草原深处。依托"公司+基地+合作社+牧户"的利益联结机制，华羚 乳品将企业发展与牧民增收致富深 ...

新春将至，甘肃甘南草原年味渐浓。近期，中国人民银行甘南州分行指导农业银行甘南分行向甘肃 华羚乳品股份有限公司（以下简称"华羚乳品"）发放了全州首笔专利权质押贷款，将知识产权转化为助 力产业升级、牧民增收的"真金白银"，为企业及上下游主体送上助力发展的"金融红包"。 依托甘南"中国牦牛乳都"的区位优势，该公司近年来成功研发出牦牛乳婴幼儿配方奶粉、牦牛乳酥 油茶等50余款高附加值产品，形成覆盖甘肃、青海、西藏等五省区的全产业链布局，实现从"高原特 产"向"国民级消费品"的跨越。作为注重研发的高新技术企业，华羚乳品拥有多项核心专利技术。不 过，这样一家企业也难以避免资金压力，特别是面对春节前后的需求旺季，春节前夕原料收购带来的资 金需求是每年企业相关负责人都烦心的事。 为缓解企业流动资金压力，同时将技术"软实力"转化为融资"硬通货"，推动牦牛乳产业高质量发 展，中国人民银行甘南州分行联合甘南州市场监管局，深入企业调研，"一对一"摸排专利储备与资金需 求，广泛宣传专利质押融资政策，指导农业银行组建专业服务团队，对企业专利技术、经营状况及市场 前景进行综合评估，以企业名下一项实用新型专利为质押，通过"线上知识产权质押+ ...

Core Insights - Qilu Bank has demonstrated strong performance in its 2025 mid-year results, focusing on creating a comprehensive financial service ecosystem to support private enterprises in overcoming financing challenges [1] - The bank aims to be a key player in serving the private economy by innovating the "industry service circle" to eliminate invisible financing barriers, thus enabling private enterprises to operate with greater confidence [1] Group 1: Financial Innovations and Support - Qilu Bank has launched a "blue cold chain industry chain financial solution" to address funding bottlenecks in the cold chain logistics sector, particularly for a leading enterprise in the region [3][4] - The bank provided 50 million yuan in online trade financing to a supply chain management company, specifically for expanding procurement of high-demand seafood, reducing financing costs by 1.5 percentage points and saving 750,000 yuan annually [3] - The bank has approved a total of 140 million yuan in trade financing for five compliant and high-growth seafood processing companies, significantly increasing the utilization rate of cold storage facilities [4] Group 2: Technology and Innovation Financing - Qilu Bank has introduced the "Science and Technology Loan" product to support technology-driven enterprises, successfully providing 3 million yuan to a company with a new order exceeding 90 million yuan [5][6] - The bank has developed a credit evaluation system based on big data for technology enterprises, allowing for a comprehensive assessment of their capabilities and potential, thus transforming their technological strengths into tangible assets [6] - As of June, the balance of technology loans at Qilu Bank's Liaocheng branch reached 2.18 billion yuan, reflecting a 30% increase since the beginning of the year [6] Group 3: Accounts Receivable Financing - Qilu Bank has launched the "No Recourse Domestic Factoring (Quanxin Chain)" service to provide easier financing options for small and micro enterprises facing challenges with accounts receivable [7] - The bank facilitated over 500,000 yuan in financing for two private medical technology companies to help them manage cash flow issues related to delayed receivables [7][8] - The "Quanxin Chain" product has issued loans exceeding 760 million yuan to over 170 private enterprises, effectively addressing the financing difficulties associated with accounts receivable [8]

Group 1 - The core focus of the event was to address the financing challenges faced by technology-based enterprises, particularly those with "light assets and lack of collateral" [1][3] - The event was attended by over 800 participants, including representatives from various financial institutions, highlighting the collaborative effort to explore the capitalization of intellectual property [1][3] - China Everbright Bank's Hohhot branch showcased its unique product system and benchmark cases in the field of intellectual property pledge financing, aiming to inject strong momentum into the development of technology enterprises [1][3] Group 2 - The seminar aligned with the regional government's "1571" work deployment, aiming to bridge the gap between intellectual property and financial resources [3] - Everbright Bank developed a comprehensive, multi-dimensional, and efficient intellectual property pledge financing service system, offering a matrix of financing products covering patents, trademarks, and copyrights to meet diverse financing needs [3] - The bank shared successful case studies, including a loan of 5 million yuan issued against a core patent for a technology enterprise in Hohhot, demonstrating the practical path of transforming intellectual property into assets [5] Group 3 - The successful hosting of the seminar established an important platform for precise connections between government, banks, and enterprises, providing replicable financial solutions for intellectual property pledge financing [5] - Everbright Bank plans to deepen cooperation with various departments and industrial parks, focusing on the financing needs of key industries in the region to support economic transformation and upgrading [5]

Group 1 - The core idea of the news is that Luzhou Bank's Anfu Branch is actively engaging with local enterprises to promote intellectual property pledge financing, aligning with national policies to optimize the business environment and support the real economy [1][3]. Group 2 - Anfu Branch has conducted visits to key enterprises in the Naxi District that possess trademarks and patents, aiming to understand their operational status and financing needs [2]. - The branch addressed issues related to the lack of understanding of intellectual property pledge financing policies and procedures by providing detailed explanations of interest subsidy policies and related documents to enhance enterprise confidence [2]. Group 3 - During the visits, Anfu Branch identified a technology company in Luzhou that required working capital due to significant investments in renovations and equipment purchases, leading to the rapid development of a financing plan based on patent pledges [3]. - The branch successfully issued a 3 million yuan intellectual property pledge loan to the company, becoming the first financial institution in Naxi District to implement such a loan, receiving recognition from local authorities [3]. - This successful loan issuance exemplifies Luzhou Bank's commitment to serving the real economy and represents an effective breakthrough in innovative financial service models [3].

转自：贵州日报 贵阳市"夜查+早查+抽检"三重防线护航校园 贵阳市市场监督管理局执法人员在贵阳一药店开展检查。 "无感备案"让创业者在领取营业执照的惊喜中同步办好预包装食品备案，"筑质贷"的金融活水悄然滋润 小微企业干涸的资金脉络，市场监管工作人员的身影在深夜与清晨默默守护校园食品安全……2025年， 在贵阳，一场以市场"活力"与民生"安心"为双翼的深刻变革，正通过市场监管领域的一个个细节生动呈 现。 餐安全，图为执法人员在开展夜查。 一年来，贵阳市市场监督管理局锚定"讲政治、强监管、促发展、保安全，进一步优服务、惠民生"工作 主线，不仅交出了一份经营主体蓬勃发展、安全底线牢牢稳固的亮眼答卷，更探索出一条以精准监管赋 能高质量发展、以智慧服务温暖千万民心的新路径。这背后，是制度创新的系统集成，是科技赋能的高 效运转，更是一支队伍的"俯身服务、高效监管"。 A 深化改革优服务，激发经营主体内生活力 贵阳市城区一角。 徐其飞 摄 一套以智慧政务为引擎、以破除壁垒为路径、以精准服务为支撑的"组合拳"，激发了市场活力。2025 年，贵阳贵安经营主体总量达111.81万户，占全省的23%；新设企业5.68万户，同比增长 ...