Core Viewpoint - Hunan Province has introduced implementation opinions to enhance financial services for high-quality economic development, marking a significant acceleration in the development of digital finance in the region [1] Group 1: Digital Financial Development - The People's Bank of China Hunan Branch is guiding the financial system to align with the province's "three highs and four new" blueprint, leveraging the "Digital Hunan" initiative to accelerate digital transformation and increase financial resource investment in digital industries [1][2] - By July 2025, the loan balance for the digital economy industry in Hunan is expected to grow by 13.7% year-on-year, surpassing the average growth rate of all loans [1] Group 2: Digital Transformation Strategies - Hunan Province is focusing on data elements and digital technology to drive high-quality economic development, with the People's Bank of China Hunan Branch prioritizing digital finance in the provincial strategic development framework [2] - The bank is promoting a digital financial foundation project called "Digital Chain of Three Rivers," which aims to enhance the digital transformation of banking institutions and create a data-driven financial service system [2] Group 3: Management and Organizational Framework - A "provincial coordination + provincial-city collaboration" model is being established to manage digital transformation tasks, with 93 key transformation tasks achieving phased results over the past three years [3] - Various banks in Hunan are developing digital transformation management frameworks, with the Construction Bank Hunan Branch implementing a three-year digital operation plan and enhancing digital financial performance assessment [3] Group 4: Talent Development in Digital Transformation - The Changsha Branch of China Merchants Bank has established a "Digital Empowerment Team" and set up digital positions across business lines to promote digital applications like Robotic Process Automation (RPA) [4] Group 5: Technology Empowerment and Efficiency - The "Code Loan" project by a local rural commercial bank has successfully issued credit loans of 200,000 yuan in under 10 minutes, utilizing big data for precise credit assessment [5] - The Hunan Provincial Branch of Agricultural Bank has implemented 188 RPA processes, reducing manual workflow time from 513 person-months to 91 person-months, achieving an efficiency increase of over 82% [7] Group 6: Data-Driven Financial Services - The establishment of a financial big data center in Hunan has integrated 1.6 trillion financial data records, enabling banks to provide standardized data support services [8] - Various banks are launching innovative credit products based on data-driven assessments, such as the "Knowledge Value Credit Loan" and "Xiangtan Quick Loan," which simplify the loan application process and enhance credit evaluation [9]

创新赋能，锻造企业竞争新优势 在"三高四新"美好蓝图的号召下，湖南建行创新运用"链式赋能"模式，助力区域企业破浪前行。截至 2024年末，湖南建行累计为数字经济核心产业注入信贷支持633亿元；依托网络供应链金融，服务248家 龙头企业及超万家链属企业，投放贷款近295亿元，有力畅通产业血脉。 民生浸润，数字生态融入百姓日常 数字战略的温暖底色，在民生场景中生动彰显，坐落在五一商圈的解放路西支行，成为数字金融应用实 践的最佳注脚。依托"综合金融服务方案"，湖南建行解放西路支行及其所在的长沙铁银支行将金融服务 触角延伸到经营、发展、消费的各个方面，聚圈成链、结链成群，为一方烟火保驾护航。联合网红品 牌"茶颜悦色"推出"1元喝茶"活动，数日吸引超10万人次参与；为"文和友"构建智能资金管理"金融生态 圈"；助力"伴手礼"等商户实现0费率收单，年省万元费用等。 目前，长沙解放西路支行的数字人民币商户超200户，从五一商圈到湘江之滨，从网红奶茶店到街头龙 虾馆，数字人民币已渗透进城市的毛细血管。 长沙晚报掌上长沙8月7日讯（通讯员 建湘轩 胡澜）在数字浪潮奔涌、创新活力迸发的时代洪流中，建 设银行湖南省分行（以下简称湖 ...