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中国人寿财险以高质量发展织密民生保障网
Core Viewpoint - The core task of China Life Property & Casualty Insurance is to ensure and improve people's livelihoods, aligning with the modernization process in China, while serving national strategies and supporting the real economy [1] Group 1: Inclusive Finance and Social Welfare - China Life Property & Casualty Insurance actively responds to the national financial regulatory authority's initiatives, enriching inclusive insurance product offerings and building a comprehensive insurance system [2] - By June 2025, the company has participated in over 350 "Hui Min Bao" projects, providing risk coverage of 69 trillion yuan [2] - The company has launched specialized products like "Hui Jun Bao" and "Hui Gong Bao," offering risk coverage exceeding 64 trillion yuan for veterans and frontline workers, effectively preventing poverty due to illness [2] Group 2: Support for Small and Micro Enterprises and Agriculture - The company addresses financing challenges for small and micro enterprises by promoting models like "Government-Bank-Insurance" and "Insurance for Financing," serving 849,800 small and micro enterprises and providing risk coverage of 59.1 trillion yuan in the first half of 2025 [3] - In the agricultural insurance sector, the company has established a comprehensive insurance framework, providing risk coverage of 3,305.67 billion yuan to 7.9091 million farming households [3] - Local specialty insurance products have been developed, such as tea quality insurance in Yunnan and cherry planting insurance in Shandong, contributing to farmers' stable production and income [3] Group 3: Innovative Service Mechanisms - The company has developed a three-in-one service mechanism combining "Warm Care + Sunshine Mediation + Quick Compensation," disbursing 16.73 billion yuan in road rescue funds and assisting 41,200 individuals [4] - The "Pre-Guarantee, Immediate Rescue, Post-Payment" model has been promoted as an industry benchmark [4] - The company emphasizes consumer rights protection and has launched initiatives to assist the elderly in overcoming the "digital divide," reaching 1.482 million consumers during financial education campaigns [4] Group 4: Commitment to People's Welfare - The company adheres to the principle of "People First, Life First," providing timely assistance and efficient claims services to alleviate difficulties for the public [5] - A notable example includes the prompt payment of claims to 62 migrant workers in Yunnan, which helped resolve their wage issues [5] - In response to natural disasters, the company demonstrated rapid action, processing the first car insurance claim related to a rainstorm disaster within 11 hours [6] Group 5: Future Development Goals - The company aims to continue high-quality development, enhance protection efforts, and diversify financial offerings as it approaches the end of the 14th Five-Year Plan and prepares for the 15th [6]