服务小微与农业，助力实体经济稳根基 针对民营、小微企业和个体工商户"融资难、融资贵"问题，中国人寿财险持续推广"政银保""提放保"等 模式，2025年上半年服务中小微企业84.98万家，提供风险保障59.1万亿元，支持1427家小微企业获得融 资46.41亿元。 在农业保险领域，公司形成"广覆盖、多品类、深保障"的农险格局，上半年为790.91万户次农户提供风 险保障3305.67亿元。地方特色险种如云南普洱茶品质保险、山东冠县樱桃种植保险、四川生猪热应激 指数保险等，则成为农民稳产增收的"定心丸"。今年前三季度，云南分公司为农户提供风险保障409亿 元，支付赔款1.28亿元，惠及农户7.3万户次。 转自：新华财经 在中国式现代化进程中，保障和改善民生是核心任务。作为金融央企，中国人寿财险始终坚持以人民为 中心的发展思想，聚焦主责主业，充分发挥经济"减震器"和社会"稳定器"功能，在服务国家战略、支持 实体经济、守护人民美好生活的道路上稳步前行。 普惠金融扩面提质，民生保障更有温度 中国人寿财险积极响应国家金融监督管理总局关于做好金融"五篇大文章"的部署，持续丰富普惠保险产 品供给，构建广覆盖、多层次的普惠保险 ...

Core Viewpoint - The insurance industry plays an irreplaceable role as an economic "shock absorber" and social "stabilizer," contributing to economic stability, social welfare, and modern governance [1] Group 1: Inclusive Insurance Products - The company has developed inclusive insurance products that are accessible, affordable, and sustainable, aiming to create a new ecosystem of "both inclusive and beneficial" insurance [1] - In 2024, the company provided risk coverage exceeding 547.9 billion yuan, serving over 6.5 million customers and making compensation payments of over 7.49 million yuan [1] Group 2: Support for Small and Micro Enterprises - The company focuses on enhancing effective insurance supply for small and micro enterprises, expanding its insurance offerings from traditional credit guarantee insurance to include technology and green insurance [1][2] - An innovative product has reduced the bridge financing cycle from over 20 days to 3-4 days, benefiting 352 small and micro enterprises with 290 million yuan in financing [2] - The company has developed marine insurance products covering over 27,000 acres, providing 68.4 million yuan in risk coverage for aquaculture enterprises [2] Group 3: Social Welfare and Community Support - The company has introduced a wage payment guarantee insurance product for migrant workers, releasing 130 million yuan in guarantee funds for construction enterprises [3] - A special initiative for delivery riders has improved their safety on the road, reducing collision risks [3] - The company has integrated into local social security systems, providing coverage for 12.94 million people with a total annual guarantee amount of 42 million yuan [3] Group 4: Future Outlook - The company aims to enhance inclusive finance through technology-driven risk identification and innovative solutions, transitioning from a single risk compensation model to a comprehensive "prevention-coverage-service" approach [4]

"在线问诊、送药上门，0免赔额直赔。"面对保险行业数字化转型趋势及后疫情时代互联网医疗需求激 增的要求，公司创新推广"e诊保"，让医疗保障更具科技温度。依托智能系统与大数据技术，配备完善 互联网医院，推动"保险+健康"生态建设，同时为行业探索场景化服务模式提供参考。 作为道路交通事故社会救助基金受托管理机构，该公司始终秉承"人民至上、生命至上"的理念，以保障 群众生命安全、化解社会矛盾、促进社会和谐为己任，着力推动救助基金从"账上资金"转变为"救命活 水"，向社会交出了一份有"温度"的民生答卷。通过构建"事故发生—伤者入院—主动介入"的极速响应 链条，仅今年上半年就实施道路救助250笔，垫付救助资金1918万元，有效保障了群众生命安全和身体 健康。 织密保障网络：让民生服务更具烟火气 中国人寿财险山东省烟台市中心支公司十分重视农民工权益保障，创新推出农民工工资支付保证保险产 品。"我们严格践行'两个只要'服务承诺 ——只要当地人社部门出具事实认定书即认可属于保险责任， 只要保险责任成立即按承诺时效完成赔付。"据公司总经理胡善斌介绍，该模式获多地人社、住建部门 认可并正式收录至国务院《根治拖欠农民工工资工作领导 ...