融入金融服务链条，通过AI能力显著提升了风险识别精度、运营效率与用户体验，高效连接金融机构 与广大小微市场主体及个人消费者，将金融活水精准引向实体经济最需要滋润的环节。截至今年第三季 度末，奇富科技已与167家金融机构建立合作关系，累计为超过6200万授信用户提供了稳定、高效的数 字化信贷支持，切实支持了小微企业的经营发展与个人的合理消费需求。 近日，2025长三角百强企业新闻发布会召开。会上正式发布了长三角百强及民营服务业百强等系列榜 单。奇富科技凭借其在人工智能领域的积累和对实体经济的贡献，荣登"2025长三角民营服务业企业100 强"榜单。 展望未来，奇富科技将在党和政府的领导下，坚守初心，持续深化科技创新。公司致力于通过加速培育 以AI为核心的新质生产力，不断提升发展质量，锻造面向未来的新优势，推动企业实现行稳致远、做 强做优的长远目标。奇富科技期待以此次获奖为新的起点，继续为长三角区域经济的高质量发展贡献坚 实的科技力量。 ...

Core Insights - QFIN Technology (奇富科技) continues to enhance its "AI + Finance" strategy, significantly increasing investments in AI, which has led to improved user experience and business vitality [1] - The company connected with 165 financial institutions, providing digital credit services to over 60 million users, facilitating loan amounts of 84.6 billion RMB, a year-on-year increase of approximately 16% [1] - QFIN Technology's subsidiary, QFIN Digital Technology (奇富数科), achieved a business scale growth of 150% year-on-year in the second quarter [1] AI-Driven Risk Management - QFIN Technology showcased a range of intelligent products at industry forums, focusing on risk control, customer acquisition, operations, and compliance, gaining significant attention [2] - The AI algorithms improved key performance indicators in risk assessment models, enhancing the precision of the risk control system [2] - The company developed a comprehensive risk assessment model that significantly increased the coverage and accuracy of its knowledge graph [3] Strategic Investments in AI - The company accelerated its strategic investments in AI, increasing the workforce for algorithm and intelligent agent development by over 80% compared to the previous year [4] - QFIN Technology's voice team achieved recognition at major conferences, establishing itself among the top tier of global voice technology research [4] - The subsidiary QFIN Digital Technology is focusing on creating intelligent products tailored for financial institutions, including AI-based roles such as AI Approval Officer and AI Compliance Officer [4][5] Product Development and Market Expansion - The FocusPRO digital inclusive credit solution is evolving into a more intelligent credit super agent, enhancing the capabilities of banking partners [6] - The company has established joint laboratories with multiple banks to test and deploy intelligent agent applications in critical areas like credit approval and risk management [6] - QFIN Technology's lending volume through fintech solutions saw a significant year-on-year growth of approximately 150% [7] Social Responsibility and Innovation - QFIN Technology is committed to social responsibility, focusing on financial security, ethical technology development, and public welfare initiatives [8] - The company launched innovative projects to support rural industries and employment, including a job service feature that aggregates real-time recruitment information [9] - The CEO emphasized the transformative role of AI in reshaping financial business models and the company's commitment to expanding its capabilities in financial services [9]