大家好，我是南沐，一家软件开发公司负责人 当年轰动全国的区块链项目，非PlusToken莫属。 这个自诩"全球第二大数字货币钱包"的平台，在短短一年半内，竟席卷全球200多万人，层级深达3000余层， 敛财规模之大、波及范围之广，堪称币圈史上最大资金盘之一。 案发时，警方查扣的数字货币包括32万枚比特币、920万枚以太坊、110亿枚狗狗币等， 总计超917万枚，当时折合人民币约1200亿元！ 如今回看，PlusToken不过是一场披着区块链外衣的跨国传销骗局。 今天，我们就来复盘它从横空出世到轰然崩塌的全过程。 2018年，PlusToken以"数字货币钱包"之名问世，号称具备"智能搬砖"功能，能实现月收益10%–30%。 用户需投入至少500美元等值的数字货币激活所谓"智能狗"，才能开启"自动套利"。 然而，PlusToken真正的核心并非技术，而是其传销式推广机制： 层级奖励：会员发展下线可获其直接收益的100%，第二至第十层收益的10%； 等级晋升：从"大户"到"创世"，层级越高，抽佣比例越高，顶级会员年入号称可达千万元； 提现限制：设置"28天规则"，提前提现扣5%手续费，且需人工审核，拖延资金流出。 ...

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) will continue to collaborate with the People's Bank of China (PBOC) to promote the cross-border pilot of the digital renminbi in Hong Kong, aiming to increase local retail acceptance and explore more application scenarios [1] Group 1: Digital Currency Development - The HKMA is working closely with the PBOC's Digital Currency Research Institute and local subsidiaries of mainland banks to understand the usage and feedback of digital currency wallets [1] - There is an ongoing discussion regarding the upgrade and feasibility of digital currency wallets to increase usage limits and support more application scenarios [1] - The number of local retail points in Hong Kong accepting digital renminbi is gradually increasing [1] Group 2: mBridge Project - The "mBridge" project has entered the "minimum viable product" stage as of June last year, with ongoing efforts to optimize and enhance platform functionalities [1] - The project aims to support the integration of commercial banks with the mBridge application programming interface (API) system to improve transaction efficiency and enhance the customer experience for enterprises [1] - There are plans to gradually expand participation from both public and private institutions to provide more efficient and convenient service options for cross-border payments [1]

市场炒作恒宝股份的核心逻辑集中在稳定币+数字货币概念。公司作为央行数字货币首批试点单位，在数字人民币领域拥有完整的产品体系，全资子公司江 苏恒宝智能系统技术有限公司持有数字货币钱包密码重置方法和系统发明专利。随着香港稳定币条例即将实施，以及数字人民币试点范围的不断扩大，市场 对相关概念股给予了较高的估值溢价。 行业方面，香港金管局及香港证监会就稳定币相关市场波动发布联合声明，在考虑稳定币发行人牌照申请时，将采取稳健及审慎方式，并设立较高的门槛。 回到恒宝股份自身，融资余额达到11.37亿元创近一年新高，昨日融资净买入1.19亿元，显示杠杆资金持续加码。从当前市场表现来看，恒宝股份已成为数字 货币板块的绝对龙头，资金抱团效应明显。不过需要注意的是，公司此前公告显示数字人民币相关业务仅产生少量收入，存在概念炒作与实际业绩不匹配的 风险。后市走势将主要取决于数字货币政策推进力度以及公司相关业务的实际落地情况。责任编辑：栎树 今日，恒宝股份今日盘中再次强势拉升，连续第四天涨停，股价报29.72元，换手率高达41%。 从阶段性表现来看，恒宝股份自5月29日启动以来走势惊人，区间最大涨幅达到308%，堪称本轮行情10cm ...

Group 1 - The core viewpoint of the news highlights the strong performance of Hengbao Co., Ltd., which has seen a significant increase in stock price and trading volume, indicating high market activity [1][3]. - Hengbao Co., Ltd. has experienced a price surge of nearly 240% since May 29, 2025, with a peak price of 24.76 yuan reached on July 17 [1][3]. - The company is recognized as a leader in the stablecoin sector, especially following the news of Fosun's application for a stablecoin license in Hong Kong, which has positively impacted related stocks [3]. Group 2 - Despite being associated with stablecoins, Hengbao Co., Ltd. clarified that it is not currently involved in stablecoin-related business but is monitoring developments in this area [3]. - The company has a strong foundation in digital currency technology, holding patents for digital wallet password reset methods and collaborating with major financial institutions like UnionPay and ICBC [3]. - Hengbao Co., Ltd. has developed a digital currency hardware security module that supports offline signing for stablecoins, with a key generation rate of 100,000 times per second, catering to high-frequency cross-border payment needs [3]. Group 3 - Recent trading activity shows Hengbao Co., Ltd. frequently appearing on the stock market's leaderboard, indicating intense competition among various investors, including institutional funds and well-known retail investors [4].